830 Cathedral Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 830 Cathedral Dr, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1974
Square Footage2,264 sqft Living Area
Lot Size13,547 sqft (0.311 acres)
OccupancyOwner Occupied
Last Sale$650,000 (2016)
Tax Bill$9,481.00 (2025)

Owner

Source: Santa Cruz County records · APN 040-162-28

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address830 CATHEDRAL DR, APTOS, CA 95003-2900
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2021Deed of Trust, Mortgage · Line of Credit
SANTA CRUZ COUNTY BANK
Jun 11, 2018Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MORTGAGE CORP
Jun 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 29, 2016 · Amount on Record
Deed SaleApr 29, 2016 · Amount on Record
Prior SaleSep 30, 2015 · Amount on Record
Deed Doc Number201614931
Prior Transfer DateJul 01, 2004
Prior Transfer Doc0000049977
Record RefreshedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address830 CATHEDRAL DR, APTOS, CA 95003-2900
Transaction TypeMortgage
Record UpdatedJul 28, 2021
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address830 CATHEDRAL DR, APTOS, CA 95003-2900

Mortgage

Document Number0000037642
DateJul 15, 2021
Instrument2021-0037642
Lender
NameSANTA CRUZ COUNTY BANK
TypeBank
AddressSANTA CRUZ, CA 95061
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address830 CATHEDRAL DR, APTOS, CA 95003-2900
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017632
DateJun 11, 2018
Instrument2018-0017632
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address830 CATHEDRAL DR, APTOS, CA 95003-2900
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019705
DateJun 08, 2020
Instrument2020-0019705
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$811,282 (+2%) Land $588,643 Building $222,639
2025$9,481.00 (+13.22%)$795,374 (+7.54%) Land $577,101 Building $218,273
2023$8,374.00 (+1.84%)$739,589 Land $554,692 Building $184,897$725,850
2022$8,223.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 67% of the US · above 42% of California
Wildfire LikelihoodAbout 1 in 442 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN040-162-28
Alternative APN
  • 040-162-28-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area2,264 sqft Living Area
Gross Area2,656 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area13,547 sqft (0.311 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area392 sqft Garage
Deck Area772 sqft Deck
Patio Area844 sqft Patio
TopographySteep Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address830 CATHEDRAL DR
CityAPTOS
StateCA
Zip95003-2900
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionMONTE TOYON 01
Legal Block9
Legal Lot Number17-19
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1016
Census Tract122002

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