837 Bitterbrush Ln, Findlay, OH 45840 Property Records

Hancock County property record for 837 Bitterbrush Ln, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,802 sqft · built 1988
Lot Size	0.448 acres (19,519 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,305 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1011-094-04-002.000`

Property Details

APN / Parcel Number

Primary APN	`1011-094-04-002.000`
Alternative APN	`630001004035`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,802 sqft Living Area
1st Floor Area	2,521 sqft
2nd Floor Area	1,281 sqft
Basement Area	1,974 sqft
Finished Basement	1,240 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	19,519 sqft (0.448 acres)
Lot Dimensions	160 ft deep x 122 ft wide
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	837 BITTERBRUSH LN
City	FINDLAY
State	OH
Zip	45840-7101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE RIDGE SUB LOT 2
Legal Subdivision	PINE RIDGE SUB
Legal Lot Number	2
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3011
Census Tract	700

Owner

837 Bitterbrush Ln is owned and occupied by two individuals who acquired it in May 2023.

Source: Hancock County records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	837 BITTERBRUSH LN, FINDLAY, OH 45840-7101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Survivorship Deed, Transfer · FHA Mortgage FIFTH THIRD BANK NA
Feb 12, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST FEDERAL BANK OF THE MIDWEST
Apr 12, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2023
Deed Sale	May 17, 2023
Prior Sale	Apr 12, 2021 · Amount on File
Deed Document Number	20233220
Deed Book / Page	2603 / 485
Prior Transfer Date	May 10, 2006
Prior Transfer Doc	02293/1312
Record Updated	Sep 20, 2026

May 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HANCOCK OH
Recording Date	May 17, 2023
Property Address	837 BITTERBRUSH LN, FINDLAY, OH 45840-7101
Document Number	002603/485
Book / Page	2603 / 485
Instrument Date	May 15, 2023
Instrument	202300003220
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	GOLDEN KEY TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	834 BITTERBRUSH LN, FINDLAY, OH 45840-7102

Mortgage

Document Number	202300003221
Date	May 17, 2023
Instrument	202300003221

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	837 BITTERBRUSH LN, FINDLAY, OH 45840-7101
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02533/0961
Date	Feb 12, 2018
Book Page	2533/0961
Instrument	201800001108

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Apr 12, 2021
Property Address	837 BITTERBRUSH LN, FINDLAY, OH 45840-7101
Document Number	02580/4426
Book / Page	2580 / 4426
Instrument Date	Mar 30, 2021
Instrument	202100004173
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	BECK TITLE AGENCY LIMITED, BECK TITLE AGENCY LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	837 BITTERBRUSH LN, FINDLAY, OH 45840-7101

Mortgage

Document Number	202100004174
Date	Apr 12, 2021
Instrument	202100004174

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 837 Bitterbrush Ln was $4,305 with a homeowner's exemption, up 9.2% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Van Buren Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,305.00 (+9.21%) Homeowner's exemption	$145,180 (+14.99%) Land $19,130 Building $126,050	$414,810 Land $54,670 Building $360,140
2024	$3,942.00 (+0.51%)	$126,250 (-) Land $16,640 Building $109,610
2023	$3,922.00 Homeowner's exemption	$126,250 Land $16,640 Building $109,610
2022			$360,700 Land $47,540 Building $313,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 837 Bitterbrush Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	10 (1978–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Jul 2024 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 837 Bitterbrush Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless.

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