8366 S River Rd, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 8366 S River Rd, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Lot Size	20.5 acres (893,851 sqft)
Owner	Individual Name on Record
Tax Bill	$2,387 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`104-022-300-002-02`

Property Details

APN / Parcel Number

Primary APN	`104-022-300-002-02`
Alternative APN	`104-022-300-002-04`

Exterior

Lot Area	893,851 sqft

Location & Zoning

Street Address	8366 S RIVER RD
City	CHEBOYGAN
State	MI
Zip	49721-9499
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL B: COMMENCING AT THE WEST 1/4 CORNER OF SECTION 22, TOWN 37 NORTH, RANGE 1 WEST, BENTON TOWNSHIP, CHEBOYGAN COUNTY,
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	BENTON
Census Block Group	4
Census Block	4006
Census Tract	960300

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7818 OAK CT, BIRCH RUN, MI 48415-9265
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jun 11, 2018	Deed of Trust, Mortgage ELGA CU
Jun 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ELGA CREDIT UNION
Feb 14, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Recording Date	Oct 2, 2026
Property Address	8366 S RIVER RD, CHEBOYGAN, MI 49721
Document Number	1594000603
Book / Page	1594 / 603
Instrument Date	Sep 9, 2026
Transaction Type	Mortgage
Record Updated	Oct 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8366 S RIVER RD, CHEBOYGAN, MI 49721

Mortgage

Document Number	1594000603,
Date	Oct 2, 2026
Book Page	1594/603

Lender

Name	ELGA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 1, 2051

Interest

Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	8366 S RIVER RD, CHEBOYGAN, MI 49721-9499
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8366 S RIVER RD, CHEBOYGAN, MI 49721-9499

Mortgage

Document Number	0000001428/0000000291
Date	Oct 19, 2020
Book Page	0000001428/0000000291

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	8366 S RIVER RD, CHEBOYGAN, MI 49721-9499
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001361/0000000189
Date	Jun 11, 2018
Book Page	0000001361/0000000189

Lender

Name	ELGA CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	175 Months
Due	Jan 1, 2033

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	8366 S RIVER RD, CHEBOYGAN, MI 49721-9499
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001387/239
Date	Jun 17, 2019
Book Page	1387/239

Lender

Name	ELGA CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Feb 14, 2018
Property Address	8366 S RIVER RD, CHEBOYGAN, MI 49721-9499
Document Number	001353/765
Book / Page	1353 / 765
Instrument Date	Jan 31, 2018
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7818 OAK CT, BIRCH RUN, MI 48415-9265

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Benton Township
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,100 (-38.76%)	$402,200 (-38.76%)
2025	$2,387.00 (+10.71%)
2023		$328,400	$656,800
2022	$2,156.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Cherry Capital Connection.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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