Genesee County property record for 8351 Duffield Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,975 sqft · built 1954 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,100 (Aug 2025) |
| Tax Bill | $2,786 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Feb 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-20-300-002 |
| Primary APN | 10-20-300-002 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,975 sqft Living Area |
| 1st Floor Area | 1,975 sqft |
| Basement Area | 1,610 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 910 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 8351 DUFFIELD RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9794 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | W 264 FT OF S 165 FT OF N 1170 FT OF SW 1/4 SEC 20 T6N R5E (90) FR 1000019127 |
| Legal Range | 05E |
| Legal Township | 06N |
| Legal Section | 20 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 12801 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1140 S ORTONVILLE RD, 103, ORTONVILLE, MI 48462-8716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 25, 2023 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Feb 24, 2023 | Intrafamily Transfer, Transfer |
| Oct 1, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Sep 24, 2018 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2025 · Amount on Record |
| Deed Sale | Aug 19, 2025 · Amount on Record |
| Prior Sale | Jan 12, 2005 · Amount on Record |
| Deed Document Number | 20257141 |
| Prior Transfer Date | Feb 20, 2023 |
| Prior Transfer Doc | 0000008055 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 8351 DUFFIELD RD, GAINES, MI 48436-9794 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2023 |
| Title Company | NOT AVAILABLE, AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|---|
| Address | 8351 DUFFIELD RD, GAINES, MI 48436-9794 |
| Document Number | 0000046707 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 202308250046707 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Feb 24, 2023 |
| Property Address | 8351 DUFFIELD RD, GAINES, MI 48436-9794 |
| Document Number | 0000008055 |
| Instrument Date | Feb 20, 2023 |
| Instrument | 202302240008055 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8351 DUFFIELD RD, GAINES, MI 48436-9794 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 8351 DUFFIELD RD, GAINES, MI 48436-9794 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Title Company | AMERICAS SETTLEMENT CO |
| Name | Verified Name |
|---|---|
| Address | 8351 DUFFIELD RD, GAINES, MI 48436-9794 |
| Document Number | 202110010078432 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 202110010078432 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 8351 DUFFIELD RD, GAINES, MI 48436-9794 |
| Document Number | 0000090318 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8351 DUFFIELD RD GAINES MI 484369794, GAINES, MI 48436-9794 |
| Document Number | 0000090318 |
|---|---|
| Date | Oct 2, 2018 |
| Instrument | 90318 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $142,800 (+10.36%) Land $17,500 Building $125,300 | $285,600 (+10.36%) Land $35,000 Building $250,600 | |
| 2025 | $2,786.00 (+3.8%) Homeowner's exemption | $129,400 (+24.66%) | $258,800 (+24.66%) |
| 2024 | $2,684.00 (+36.11%) | ||
| 2023 | $103,800 | $207,600 | |
| 2019 | $1,972.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2017) |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
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