835 Dean St, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 835 Dean St, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,507 sqft · built 1928
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Sep 2026)
Tax Bill	$5,121 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 50.38-3-19`

Property Details

APN / Parcel Number

Primary APN	`421500 50.38-3-19`
Alternative APN	`150005003800030190000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,507 sqft Living Area
1st Floor Area	759 sqft
2nd Floor Area	748 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	835 DEAN ST
City	SCHENECTADY
State	NY
Zip	12309-6204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	AND PART OF 2 1X WOOD AND GARAGE
Legal Block	3
Legal Lot Number	19.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1012
Census Tract	20600

Owner

835 Dean St is owned and occupied by two individuals who bought it in September 2026.

Source: Schenectady County and Schenectady City records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2132 HUGH ST, SCHENECTADY, NY 12306-4413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2026 · Amount on File
Deed Sale	Sep 14, 2026 · Amount on File
Prior Sale	Jun 20, 2006 · Amount on File
Deed Document Number	202620340
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 14, 2026
Property Address	835 DEAN ST, SCHENECTADY, NY 12309-6204
Document Number	0000020340
Instrument Date	Sep 9, 2026
Instrument	202620340
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	MARATHON TITLE COMPANY, MARATHON TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105,040.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020341,
Date	Sep 14, 2026
Instrument	202620341

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 835 Dean St was $5,121 with exemptions applied, up 1.5% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,121.00 (+1.53%) Disabled Person's exemption Veteran's exemption
2025	$5,044.00	$133,400 Land $20,000 Building $113,400	$220,897 Land $33,118 Building $187,779
2023		$133,400 (-) Land $20,000 Building $113,400	$168,861 (+3.8%) Land $25,316 Building $143,545
2022		$133,400 Land $20,000 Building $113,400	$162,683 Land $24,390 Building $138,293
2021	$4,828.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 835 Dean St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 835 Dean St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880