824 Dean St, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 824 Dean St, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,562 sqft · built 1950
Lot Size	0.115 acres (5,040 sqft)
Owner	Individual Name on File
Last Sale	$258,000 (Jul 2026)
Tax Bill	$6,852 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 50.39-3-37`

Property Details

APN / Parcel Number

Primary APN	`421500 50.39-3-37`
Alternative APN	`150005003900030370000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,562 sqft Living Area
1st Floor Area	792 sqft
2nd Floor Area	770 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Lot Area	5,040 sqft (0.115 acres)
Lot Dimensions	120 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	342 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	176 sqft
Patio Area	430 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	824 DEAN ST
City	SCHENECTADY
State	NY
Zip	12309-6205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	1X WOOD AND GARAGE
Legal Block	3
Legal Lot Number	37.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1013
Census Tract	20600

Owner

824 Dean St is owned by an individual who bought it in July 2026.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	340 E 93RD ST, 28K, NEW YORK, NY 10128-5549
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2026 · Amount on File
Deed Sale	Jul 21, 2026 · Amount on File
Prior Sale	Dec 4, 1998 · Amount on File
Deed Document Number	202616355
Deed Book / Page	2176 / 123
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 21, 2026
Property Address	824 DEAN ST, SCHENECTADY, NY 12309-6205
Document Number	0000016355
Book / Page	2176 / 123
Instrument Date	Jul 17, 2026
Instrument	202616355
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	LEGACY TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104,232.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 E 93RD ST, 28K, NEW YORK, NY 10128-5549

Mortgage

Document Number	0000016356,
Date	Jul 21, 2026
Instrument	202616356

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 824 Dean St was $6,852, up 1.9% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,852.00 (+1.87%)
2025	$6,726.00	$141,000 Land $21,200 Building $119,800	$233,482 Land $35,105 Building $198,377
2023		$141,000 (-) Land $21,200 Building $119,800	$178,481 (+3.8%) Land $26,835 Building $151,646
2022		$141,000 Land $21,200 Building $119,800	$171,951 Land $25,854 Building $146,097
2021	$5,038.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 824 Dean St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 824 Dean St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880