835 Cobblestone Dr, Troy, OH 45373 Property Records

Miami County property record for 835 Cobblestone Dr, Troy, OH 45373

Property Summary

Property TypePlanned Unit Development
Details2 bd · 2 ba · 1,406 sqft · built 1996
Lot Size0.03 acres (1,307 sqft)
OwnerIndividual Name on Record
Last Sale$196,000 (Jul 2026)
Tax Bill$2,124 (2025)
Deeds & MortgagesJul 2026 Sale
Apr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APND08-102344

Property Details

APN / Parcel Number

Primary APND08-102344
Alternative APN
  • 050619.4-02-004-04

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area1,406 sqft Living Area
1st Floor Area1,344 sqft
Upper Floors Area734 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area1,307 sqft (0.03 acres)
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area50 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address835 COBBLESTONE DR
CityTROY
StateOH
Zip45373-2343
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionIN LOT 8123 COBBLESTONE POINTE #6
Legal SubdivisionCOBBLESTONE POINTE #6
Legal Lot Number8123
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group1
Census Block1004
Census Tract365001

Owner

Source: Miami County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address835 COBBLESTONE DR, TROY, OH 45373-2343
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 25, 2022Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2026 · Amount on Record
Deed SaleJul 1, 2026 · Amount on Record
Prior SaleAug 14, 2007 · Amount on Record
Deed Document Number20268129
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateJul 1, 2026
Property Address835 COBBLESTONE DR, TROY, OH 45373-2343
Document Number0000008129
Instrument DateJun 30, 2026
Instrument20268129
Transaction TypeTransfer
Record UpdatedJul 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$39,592.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address835 COBBLESTONE DR, TROY, OH 45373-2343

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateApr 25, 2022
Property Address835 COBBLESTONE DR, TROY, OH 45373-2343
Document Number0000006487
Map ReferenceMB 17 PG 60&60A
Instrument DateApr 22, 2022
Instrument2022OR-06487
Transaction TypeTransfer
Record UpdatedAug 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address835 COBBLESTONE DR, TROY, OH 45373-2343

Mortgage

Document Number0000006488
DateApr 25, 2022
Instrument2022OR-06488
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,124.00 (+22.14%) Homeowner's exemption$61,670 (+33.77%) Land $12,600 Building $49,070$176,200 (+33.79%) Land $36,000 Building $140,200
2024$1,739.00 (+2.17%) Homeowner's exemption$46,100 (-) Land $12,080 Building $34,020
2023$1,702.00 (+14.46%)$46,100 (-) Land $12,080 Building $34,020$131,700 (-) Land $34,500 Building $97,200
2022$1,487.00$46,100 Land $12,080 Building $34,020$131,700 Land $34,500 Building $97,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims2 (2004–2008)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 26,305 people · EPA ID OH5501612
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

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