Miami County property record for 831 Cobblestone Dr, Troy, OH 45373 · Last verified March 2026
| Property Type | Planned Unit Development |
|---|---|
| Details | 2 bd · 2 ba · 1,609 sqft · built 1996 |
| Lot Size | 0.035 acres (1,568 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $199,000 (Sep 2023) |
| Tax Bill | $2,340 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Oct 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-102348 |
| Primary APN | D08-102348 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,609 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| 2nd Floor Area | 529 sqft |
| Upper Floors Area | 529 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 1,568 sqft (0.035 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 56 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 831 COBBLESTONE DR |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-2343 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | IN LOT 8125 COBBLESTONE POINTE #6 |
| Legal Subdivision | COBBLESTONE POINTE #6 |
| Legal Lot Number | 8125 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 365001 |
Source: Miami County records · APN D08-102348
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 831 COBBLESTONE DR, TROY, OH 45373-2343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage SI MORTGAGE COMPANY |
| Oct 04, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Mar 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Sep 14, 2023 · Amount on Record |
| Deed Sale | Sep 14, 2023 · Amount on Record |
| Deed Document Number | 1823 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Sep 14, 2023 |
| Property Address | 831 COBBLESTONE DR, TROY, OH 45373-2343 |
| Document Number | 0000010125 |
| Map Reference | MB 17 PG 60 |
| Instrument Date | Sep 12, 2023 |
| Instrument | 2023OR-10125 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 831 COBBLESTONE DR, TROY, OH 45373-2343 |
| Document Number | 0000010126 |
|---|---|
| Date | Sep 14, 2023 |
| Instrument | 2023OR-10126 |
| Name | SI MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 831 COBBLESTONE DR, TROY, OH 45373-2343 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 831 COBBLESTONE DR, TROY, OH 45373-2343 |
| Document Number | 0000014515 |
|---|---|
| Date | Oct 04, 2022 |
| Instrument | 2022OR-14515 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Aug 18, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 831 COBBLESTONE DR, TROY, OH 45373-2343 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003658 |
|---|---|
| Date | Mar 04, 2021 |
| Instrument | 2021OR-03658 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2036 |
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,340.00 (+23.03%) Homeowner's exemption | $67,970 (+34.83%) Land $12,600 Building $55,370 | $194,200 (+34.86%) Land $36,000 Building $158,200 |
| 2024 | $1,902.00 (+2.2%) Homeowner's exemption | $50,410 (-) Land $12,080 Building $38,330 | |
| 2023 | $1,861.00 (+17.49%) Homeowner's exemption | $50,410 (-) Land $12,080 Building $38,330 | $144,000 (-) Land $34,500 Building $109,500 |
| 2022 | $1,584.00 Homeowner's exemption | $50,410 Land $12,080 Building $38,330 | $144,000 Land $34,500 Building $109,500 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 25% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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