835 Co Rd 658, Centre, AL 35960 Property Records

Cherokee County property record for 835 Co Rd 658, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,304 sqft · built 2005
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$192,800 (Oct 2021)
Tax Bill	$821 (2026)
Deeds & Mortgages	Oct 2017 Mortgage Jul 2009 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13-13-01-02-0-000-001.004`

Property Details

APN / Parcel Number

Primary APN	`13-13-01-02-0-000-001.004`
Alternative APNs	`ALT APN:1301020000001004` `213093` `213498`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,304 sqft Living Area
1st Floor Area	1,152 sqft
Upper Floors Area	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	25,700 sqft (0.59 acres)
Porch	Patio
Porch Area	384 sqft

Location & Zoning

Account Number	213498
Street Address	835 COUNTY ROAD 658
City	CENTRE
State	AL
Zip	35960-5679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 COUNTRY COVE ESTATES PB 12/64
Legal Range	10E
Legal Township	10S
Legal Section	02
Legal Subdivision	COVE ESTATES
Legal Lot Number	4
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	1
Census Block	1003
Census Tract	956102

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	835 COUNTY ROAD 658, CENTRE, AL 35960-5679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST EQUITY HOME LOAN INC
Jul 17, 2009	Deed of Trust, Mortgage FIRST FEDERAL BANK
Jul 17, 2009	Deed of Trust, Mortgage FIRST FEDERAL BANK
Dec 27, 2007	Deed of Trust, Mortgage THE HURRICANE MORTGAGE COMPANY, INC, A
Oct 27, 2021	Warranty Deed, Transfer
Sep 8, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2021 · Amount on Record
Deed Sale	Oct 27, 2021 · Amount on Record
Deed Document Number	2021221126
Prior Transfer Date	Oct 20, 2021
Prior Transfer Doc	0000221126
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	835 COUNTY ROAD 658, CENTRE, AL 35960-5679
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000200086
Date	Oct 19, 2017
Instrument	200086

Lender

Name	FIRST EQUITY HOME LOAN INC
Type	Non-Lending Institution
Address	GADSDEN, AL 35901

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	835 COUNTY ROAD 658, CENTRE, AL 35960-5679
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000160846
Date	Jul 17, 2009
Instrument	160846

Lender

Name	FIRST FEDERAL BANK
Address	1300 MCFARLAND BLVD NE, TUSCALOOSA, AL 35406

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2039

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	835 COUNTY ROAD 658, CENTRE, AL 35960-5679
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000160845
Date	Jul 17, 2009
Instrument	160845

Lender

Name	FIRST FEDERAL BANK
Address	1300 MCFARLAND BLVD NE, TUSCALOOSA, AL 35406

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2039

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	835 COUNTY ROAD 658, CENTRE, AL 35960-5679
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000151762
Date	Dec 27, 2007
Instrument	151762

Lender

Name	THE HURRICANE MORTGAGE COMPANY, INC, A
Address	4500 I 55 N STE 282, JACKSON, MS 39211

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2037

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Oct 27, 2021
Property Address	835 COUNTY ROAD 658, CENTRE, AL 35960-5679
Document Number	0000221126
Map Reference	PB 12 PG 64
Instrument Date	Oct 26, 2021
Instrument	221126
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 8, 2021
Property Address	835 COUNTY ROAD 658, CENTRE, AL 35960-5679
Document Number	0000220267
Map Reference	PB 12 PG 64
Instrument Date	Sep 8, 2021
Instrument	220267
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000220268
Date	Sep 8, 2021
Instrument	220268

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$821.00 (+7.18%)
2025	$766.00 (-0.26%)	$3,900 (+9.55%) Land $3,500 Building $400	$223,400 (-0.22%) Land $35,000 Building $188,400
2024	$768.00 Additional exemption filed	$3,560 (-84.12%) Land $3,140 Building $420	$223,900 (-) Land $31,300 Building $192,600
2023	$768.00 (-1.03%) Additional exemption filed	$22,420 (+529.78%)	$223,900 (-0.97%) Land $31,300 Building $192,600
2022	$776.00 Additional exemption filed	$3,560 Land $3,140 Building $420	$226,100 Land $31,300 Building $194,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2019–2021)
Most Recent Claim	Mar 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	25 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

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