805 Co Rd 658, Centre, AL 35960 Property Records

Cherokee County property record for 805 Co Rd 658, Centre, AL 35960

Property Summary

Property Type	Mobile Home
Details	1,960 sqft · built 2004
Owner	Individual Name on File
Last Sale	$130,000 (Jul 2022)
Tax Bill	$202 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-13-01-02-0-000-001.005`

Property Details

APN / Parcel Number

Primary APN	`13-13-01-02-0-000-001.005`
Alternative APNs	`ALT APN:1301020000001005` `207487` `215593`

Interior

Building Area	1,960 sqft Living Area

Exterior

Year Built	Built 2004

Location & Zoning

Account Number	215593
Street Address	805 COUNTY ROAD 658
City	CENTRE
State	AL
Zip	35960-5679
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 5 COUNTRY COVE ESTATES PB 12/64
Legal Subdivision	COVE ESTATES
Legal Lot Number	5
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	1
Census Block	1008
Census Tract	956102

Owner

Source: Cherokee County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	805 COUNTY ROAD 658, CENTRE, AL 35960-5679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE
Jul 26, 2022	Warranty Deed, Transfer
Apr 11, 2019	Warranty Deed, Transfer · FHA Mortgage GOLDWATER BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Deed Document Number	0000225465
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	805 COUNTY ROAD 658, CENTRE, AL 35960-5679
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000214320
Date	Sep 21, 2020
Instrument	214320

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jul 26, 2022
Property Address	805 COUNTY ROAD 658, CENTRE, AL 35960-5679
Document Number	0000225465
Map Reference	PB 12 PG 64
Instrument Date	Jul 26, 2022
Instrument	225465
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	78 BRIGHTON CT, DALLAS, GA 30132-0304

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Apr 11, 2019
Property Address	805 COUNTY ROAD 658, CENTRE, AL 35960-5679
Document Number	0000206955
Map Reference	PB 12 PG 64
Instrument Date	Apr 9, 2019
Instrument	206955
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	ALABAMA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1005 COUNTY ROAD 544, CENTRE, AL 35960-5757

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 COUNTY ROAD 658, CENTRE, AL 35960-5679
Investor	Possibly a Property Investor

Mortgage

Document Number	0000206956
Date	Apr 11, 2019
Instrument	206956

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$202.00 (+6.88%) Homeowner's exemption	$6,080 (+5.19%) Land $3,500 Building $2,580	$60,700 (+5.2%) Land $35,000 Building $25,700
2024	$189.00 (-60.95%) Additional exemption filed	$5,780 (-49.91%) Land $3,140 Building $2,640	$57,700 (-) Land $31,300 Building $26,400
2023	$484.00 (+150.78%) Homeowner's exemption	$11,540 (+96.93%)	$57,700 (-1.2%) Land $31,300 Building $26,400
2022	$193.00 Homeowner's exemption	$5,860 Land $3,140 Building $2,720	$58,400 Land $31,300 Building $27,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2019–2021)
Most Recent Claim	Mar 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	25 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

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