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8345 Oconnell Rd, El Cajon, CA 92021 Property Records

San Diego County property record for 8345 Oconnell Rd, El Cajon, CA 92021 · Last verified July 2026

Property Summary

Property TypeResidential Vacant Land
Detailsbuilt 2000
Lot Size4.46 acres (194,278 sqft)
OwnerCompany Name on File
Last Sale$300,000 (Jul 2022)
Tax Bill$3,793 (2025)
Deeds & MortgagesApr 2026 Mortgage
Oct 2024 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN385-120-42-00

Property Details

APN / Parcel Number

Primary APN385-120-42-00

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area194,278 sqft

Location & Zoning

Street Address8345 OCONNELL RD
CityEL CAJON
StateCA
Zip92021-1179
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionPAR 3 TR PM16644
Legal SubdivisionPARCEL MAP NO. 16644
Legal Tract1016644
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1000
Census Tract16704

Owner

Source: San Diego County records · APN 385-120-42-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2174 LARKSPUR DR, ALPINE, CA 91901-1308
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
WESTERN ALLIANCE BANK
Oct 09, 2024Deed of Trust, Mortgage · Construction Mortgage
ZB NA
Jul 06, 2022Grant Deed, Transfer · Commercial Mortgage
THE FRED AND LISA ANDERSON TRUST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 06, 2022 · Amount on Record
Deed SaleJul 06, 2022 · Amount on Record
Prior SaleDec 28, 2012 · Amount on Record
Deed Document Number2022276496
Prior Transfer DateMar 22, 2010
Prior Transfer Doc0000145750
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateApr 30, 2026
Property Address8345 OCONNELL RD, EL CAJON, CA 92021-1179
Document Number0000123474
Instrument DateApr 27, 2026
Instrument2026123474
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant, 269
Address8345 OCONNELL RD, EL CAJON, CA 92021-1179

Mortgage

Document Number0000123474,
DateApr 30, 2026
Instrument2026123474
Lender
NameWESTERN ALLIANCE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.38%
Max Rate-1%

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address8345 OCONNELL RD, EL CAJON, CA 92021-1179
Transaction TypeMortgage
Record UpdatedOct 16, 2025
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2174 LARKSPUR DR, ALPINE, CA 91901-1308

Mortgage

Document Number0000272417
DateOct 09, 2024
Instrument2024-0272417
Lender
NameZB NA
TypeBank
AddressSAN CLEMENTE, CA 92672
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2054
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateNov 01, 2029
Change FrequencyAnnually
Min Rate At Change4.25%
Max Rate At Change8.25%
Index1-Year T-Bill
Max Rate12.2%

July 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 06, 2022
Property Address8345 OCONNELL RD, EL CAJON, CA 92021-1179
Document Number0000276496
Instrument DateJun 24, 2022
Instrument2022-0276496
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2174 LARKSPUR DR, ALPINE, CA 91901-1308

Mortgage

Document Number0000276497
DateJul 06, 2022
Instrument2022-0276497
Lender
NameTHE FRED AND LISA ANDERSON TRUST
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySantee City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictSantee School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,171,362 (+275.29%) Land $343,362 Building $828,000
2025$3,793.00 (+1.07%)$312,120 (+4.04%) Land $312,120
2024$3,753.00 (+3.05%)
2023$3,642.00 (+229.89%)$300,000 Land $300,000
2022$1,104.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730167041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 47% of the US · above 28% of California
Wildfire LikelihoodAbout 1 in 1,429 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 130 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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