San Diego County property record for 8343 Oconnell Rd, El Cajon, CA 92021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,678 sqft · built 2020 |
| Lot Size | 4.3 acres (187,308 sqft) |
| Owner | Company Name on File |
| Last Sale | $270,000 (Nov 2018) |
| Tax Bill | $10,170 (2025) |
| Deeds & Mortgages | May 2019 Construction Loan May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 385-120-41-00 |
| Primary APN | 385-120-41-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,678 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 187,308 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 8343 O CONNELL RD |
|---|---|
| City | SANTEE |
| State | CA |
| Zip | 92071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HL |
| Legal Description | PAR 2 TR PM16644 |
| Legal Subdivision | PARCEL MAP NO 16644 |
| Legal Tract | 1016644 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 16704 |
Source: San Diego County records · APN 385-120-41-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 8343 O CONNELL RD, SANTEE, CA 92071 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| May 06, 2019 | Deed of Trust, Mortgage · Construction Mortgage ZB NA |
| May 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ZB NA |
| Oct 01, 2020 | Loan Modification, Mortgage CA BK & TR |
| Nov 16, 2018 | Grant Deed, Transfer · Conventional Mortgage ANDERSON FRED & LISA TR (PT) |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 16, 2018 · Amount on Record |
| Deed Sale | Nov 16, 2018 · Amount on Record |
| Prior Sale | Dec 28, 2012 · Amount on Record |
| Deed Document Number | 2018478539 |
| Prior Transfer Date | Mar 22, 2010 |
| Prior Transfer Doc | 0000145750 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 8343 OCONNELL RD, EL CAJON, CA 92021-1179 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE COMPANY OF CA |
| Name | Verified Name |
|---|
| Document Number | 0000166894 |
|---|---|
| Date | May 06, 2019 |
| Instrument | 2019-0166894 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | SAN CLEMENTE, CA 92672 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jun 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Jun 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.87% |
| Index | 1-Year LIBOR |
| Max Rate | 9.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 8343 OCONNELL RD, EL CAJON, CA 92021-1179 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | PO BOX 712468, SANTEE, CA 92072-2468 |
| Document Number | 0000342983 |
|---|---|
| Date | May 04, 2021 |
| Instrument | 2021-0342983 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | SAN CLEMENTE, CA 92672 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 8343 OCONNELL RD, EL CAJON, CA 92021-1179 |
| Document Number | 0000762536 |
| Instrument Date | Oct 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 8343 O CONNELL RD SANTEE CA 92071, SANTEE, CA 92071 |
| Document Number | 0000762536 |
|---|---|
| Date | Dec 01, 2020 |
| Instrument | 762536 |
| Name | CA BK & TR |
|---|---|
| Address | ROSENBERG, TX 77471 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 30, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 16, 2018 |
| Property Address | 8343 OCONNELL RD, EL CAJON, CA 92021-1179 |
| Document Number | 0000478539 |
| Instrument Date | May 10, 2018 |
| Instrument | 478539 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $297.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1935 VISTA DE LA MONTANA EL CAJON CA 920191800, EL CAJON, CA 92019-1800 |
| Document Number | 478540 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 478540 |
| Name | ANDERSON FRED & LISA TR (PT) |
|---|---|
| Address | 8370 OCONNELL RD, EL CAJON, CA 92021-1178 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Santee City |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Santee School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $864,968 (+2%) Land $329,522 Building $535,446 | |
| 2025 | $10,170.00 (+4.28%) | $848,009 (+4.04%) Land $323,061 Building $524,948 |
| 2023 | $9,753.00 (+0.89%) | $815,081 Land $310,517 Building $504,564 |
| 2022 | $9,667.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 47% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 130 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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