Miami County property record for 8340 Rakestraw Rd, Covington, OH 45318
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,752 sqft · built 1997 |
| Lot Size | 2.01 acres (87,730 sqft) |
| Owner | Individual Name on File |
| Last Sale | $121,000 (Mar 2025) |
| Tax Bill | $2,168 (2025) |
| Deeds & Mortgages | Jan 2017 Line of Credit Dec 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | H17-019100 |
| Primary APN | H17-019100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,752 sqft Living Area |
| 1st Floor Area | 3,504 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 87,730 sqft (2.01 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 187 sqft |
| Patio Area | 187 sqft |
| Canopy | 192 sqft |
| Lean-To | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 8340 RAKESTRAW RD |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-8867 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-8-9 NE PT SW |
| Legal Range | 05 |
| Legal Township | 08 |
| Legal Section | 09 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWBERRY |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 320100 |
8340 Rakestraw Rd is owned and occupied by an individual who bought it in March 2025.
Source: Miami County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8340 RAKESTRAW RD, COVINGTON, OH 45318-8867 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2017 | Deed of Trust, Mortgage · Line of Credit MAINSOURCE BANK |
| Dec 30, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2025 · Amount on File |
| Deed Sale | Mar 31, 2025 · Amount on File |
| Prior Sale | Mar 8, 1999 · Amount on File |
| Deed Document Number | 20253286 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 8340 RAKESTRAW RD, COVINGTON, OH 45318-8867 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000518 |
|---|---|
| Date | Jan 13, 2017 |
| Instrument | 2017OR-00518 |
| Name | MAINSOURCE BANK |
|---|---|
| Type | Bank |
| Address | GREENSBURG, IN 47240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Dec 10, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 8340 RAKESTRAW RD, COVINGTON, OH 45318-8867 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015911 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 2019OR-15911 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 16, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 8340 Rakestraw Rd was $2,168, up 1.3% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Unified School District | Covington Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,168.00 (+1.31%) | $75,920 (+21.18%) Land $15,610 Building $60,310 | $216,900 Land $44,600 Building $172,300 |
| 2024 | $2,140.00 (+0.52%) | $62,650 (-) Land $13,090 Building $49,560 | |
| 2023 | $2,129.00 (-1.75%) | $62,650 (-) Land $13,090 Building $49,560 | $179,000 (-) Land $37,400 Building $141,600 |
| 2022 | $2,167.00 | $62,650 Land $13,090 Building $49,560 | $179,000 Land $37,400 Building $141,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8340 Rakestraw Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8340 Rakestraw Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Watch TV Fixed Wireless | 400 / 40 |
| Starlink Satellite | 280 / 30 |
| Skymesh Fixed Wireless | 50 / 10 |
| NKTELCO - Goldstar Fixed Wireless | 50 / 5 |
May also be available: Verizon.
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