Hillsdale County property record for 8340 Cole Rd, Reading, MI 49274 · Last verified August 2023
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,008 sqft |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,837 (2021) |
| Deeds & Mortgages | Dec 2018 Mortgage Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-033-400-003-33-6-4 |
| Primary APN | 05-033-400-003-33-6-4 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 1,849 sqft |
| Architectural Style | Bi-Level |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 512 sqft |
| Heating System | Forced Air |
|---|
| Street Address | 8340 COLE RD |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9695 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM INT E LN W 59 A SE1/4 SEC & C/L COLE RD TH N ALG SD LN 223.75 FT TH W PERP TO E LN SEC 208.75 FT TH S PAR W/SD E LN TO SD |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | ALLEN |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 50400 |
Source: Hillsdale County records · APN 05-033-400-003-33-6-4
Assessment roll updated March 1, 2023 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 8340 COLE RD, READING, MI 49274-9695 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Nov 06, 2020 | Quit Claim Deed, Transfer · Conventional Mortgage CENTURY BANK & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Nov 06, 2020 |
| Transfer Doc | 001778/667 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 8340 COLE RD, READING, MI 49274-9695 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01710/0056 |
|---|---|
| Date | Dec 11, 2018 |
| Book Page | 1710/0056 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 01, 2028 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Nov 06, 2020 |
| Property Address | 8340 COLE RD, READING, MI 49274-9695 |
| Document Number | 001778/667 |
| Book / Page | 1778 / 667 |
| Instrument Date | Nov 05, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | PUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $132.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8340 COLE RD, 8340, READING, MI 49274-9695 |
| Name | Verified Name |
|---|---|
| Address | 660 WRIGHT ST, JONESVILLE, MI 49250-9413 |
| Document Number | 0001778668 |
|---|---|
| Date | Nov 06, 2020 |
| Instrument | 1778/668 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
Source: Hillsdale County records · Assessment roll updated March 1, 2023 · Last verified August 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| County Subdivision | Allen Township |
| Unified School District | Reading Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $78,900 | $139,521 Land $6,080 Building $133,441 | |
| 2021 | $1,837.00 |
Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260590504002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2018, rainfall accumulation |
| Wildfire Risk | Low above 5% of the US · above 11% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 44 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Mercury Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.
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