834 Windsor Rd, Cumberland, MD 21502 Property Records

Allegany County property record for 834 Windsor Rd, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,628 sqft · built 1913
Lot Size	0.287 acres (12,500 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Nov 2018)
Tax Bill	$1,530 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-026222`

Property Details

APN / Parcel Number

Primary APN	`06-026222`
Alternative APNs	`6026222` `026222`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,628 sqft Total Area
Basement Area	990 sqft
Finished Basement	990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide

Exterior Amenities

Porch	Slab
Porch Area	261 sqft
Deck Area	400 sqft
Patio Area	448 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	026222
Street Address	834 WINDSOR RD
City	CUMBERLAND
State	MD
Zip	21502-2730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	834 WINDSOR RD LOT 54 100X125 DINGLE ADDN
Legal Subdivision	DINGLE ADD
Legal Lot Number	54
Jurisdiction	ALLEGANY MD
Township / Civil Division	6, CUMBERLAND
Census Block Group	2
Census Block	2033
Census Tract	1200

Owner

834 Windsor Rd is owned and occupied by an individual who bought it in November 2018.

Source: Allegany County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	834 WINDSOR RD, CUMBERLAND, MD 21502-2730
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BK
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BK
Nov 29, 2018	Grant Deed, Transfer ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SVCS LLC
Sep 25, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2018 · Amount on File
Deed Sale	Nov 29, 2018 · Amount on File
Prior Sale	Sep 25, 2018 · Amount on File
Deed Book / Page	2429 / 388
Prior Transfer Date	Sep 18, 2018
Prior Transfer Doc	0024140429
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	834 WINDSOR RD, CUMBERLAND, MD 21502-2730
Document Number	0026030491
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	834 WINDSOR RD CUMBERLAND MD 215022730, CUMBERLAND, MD 21502-2730

Mortgage

Document Number	0026030491
Date	Nov 10, 2020
Book Page	002603/000491

Lender

Name	FIRST UNITED BK
Type	Bank
Address	CUMBERLAND, MD 21502

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 9, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	834 WINDSOR RD, CUMBERLAND, MD 21502-2730
Document Number	0025690074
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	834 WINDSOR RD CUMBERLAND MD 215022730, CUMBERLAND, MD 21502-2730

Mortgage

Document Number	0025690074
Date	Jul 13, 2020
Book Page	002569/000074

Lender

Name	FIRST UNITED BK
Type	Bank
Address	OAKLAND, MD 21550

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2050

Interest

Rate Type	Adjustable Rate
Rate	4%

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Nov 29, 2018
Property Address	834 WINDSOR RD, CUMBERLAND, MD 21502-2730
Document Number	0024290388
Book / Page	002429 / 000388
Instrument Date	Oct 18, 2018
Transaction Type	Transfer
Record Updated	Dec 14, 2018
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SVCS LLC

Transaction

Amount	Amount on Record
Tax	$455.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	24 LESTER AVENUE C 27 MURRAY UT 84107, MURRAY, UT 84107

September 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ALLEGANY MD
Recording Date	Sep 25, 2018
Property Address	834 WINDSOR RD, CUMBERLAND, MD 21502-2730
Document Number	0024140429
Book / Page	002414 / 000429
Instrument Date	Jun 20, 2018
Transaction Type	Foreclosure
Record Updated	Oct 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$425.60
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	834 WINDSOR RD CUMBERLAND MD 215022730, CUMBERLAND, MD 21502-2730
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 834 Windsor Rd was $1,530 with a homeowner's exemption.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,500 Land $36,600 Building $156,900	$193,500 Land $36,600 Building $156,900
2025	$1,530.00 Homeowner's exemption
2023	$1,420.00 Homeowner's exemption	$152,700 Land $36,600 Building $116,100	$152,700 Land $36,600 Building $116,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 834 Windsor Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 834 Windsor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
SkyPacket Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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