830 Windsor Rd, Cumberland, MD 21502 Property Records

Allegany County property record for 830 Windsor Rd, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,178 sqft · built 1960
Lot Size	0.287 acres (12,500 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Apr 2019)
Tax Bill	$1,652 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-028535`

Property Details

APN / Parcel Number

Primary APN	`06-028535`
Alternative APNs	`6028535` `028535`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,178 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Basement
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	320 sqft
Patio Area	640 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	028535
Street Address	830 WINDSOR RD
City	CUMBERLAND
State	MD
Zip	21502-2730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSOR RD LOT 52 100X125 DINGLE ADDN
Legal Subdivision	DINGLE ADD
Legal Lot Number	52
Jurisdiction	ALLEGANY MD
Township / Civil Division	6, CUMBERLAND
Census Block Group	2
Census Block	2033
Census Tract	1200

Owner

830 Windsor Rd is owned and occupied by an individual who bought it in April 2019.

Source: Allegany County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	830 WINDSOR RD, CUMBERLAND, MD 21502-2730
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Deed of Trust, Mortgage · Conventional with PMI ALCOVA MTG
Apr 23, 2019	Grant Deed, Transfer · Conventional with PMI ALCOVA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2019 · Amount on File
Deed Sale	Apr 23, 2019 · Amount on File
Deed Book / Page	2460 / 258
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	830 WINDSOR RD, CUMBERLAND, MD 21502-2730
Document Number	0026110078
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 WINDSOR RD CUMBERLAND MD 215022730, CUMBERLAND, MD 21502-2730

Mortgage

Document Number	0026110078
Date	Dec 2, 2020
Book Page	002611/000078

Lender

Name	ALCOVA MTG
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Apr 23, 2019
Property Address	830 WINDSOR RD, CUMBERLAND, MD 21502-2730
Document Number	0024600258
Book / Page	002460 / 000258
Instrument Date	Apr 11, 2019
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 WINDSOR RD CUMBERLAND MD 215022730, CUMBERLAND, MD 21502-2730

Mortgage

Document Number	24600266
Date	Apr 23, 2019
Book Page	002460/000266

Lender

Name	ALCOVA MTG
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 830 Windsor Rd was $1,652 with a homeowner's exemption.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,300 Land $36,600 Building $168,700	$205,300 Land $36,600 Building $168,700
2025	$1,652.00 Homeowner's exemption
2023	$1,535.00 Homeowner's exemption	$165,100 Land $36,600 Building $128,500	$165,100 Land $36,600 Building $128,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 830 Windsor Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 830 Windsor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
SkyPacket Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Windsor Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures