834 Racoon Ln, Lorida, FL 33857 Property Records

Highlands County property record for 834 Racoon Ln, Lorida, FL 33857

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,635 sqft · built 2007
Lot Size	0.311 acres (13,552 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Sep 2023)
Tax Bill	$774 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`C-29-35-31-050-0000-0520`

Property Details

APN / Parcel Number

Primary APN	`C-29-35-31-050-0000-0520`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,635 sqft Living Area
1st Floor Area	1,333 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2015
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	13,552 sqft (0.311 acres)
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	168 sqft
Shed	1 Shed
Shed Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	834 RACOON LN
City	LORIDA
State	FL
Zip	33857-9530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AU
Legal Description	ISTOKPOGA SHORES UNIT 4 PB 8-PG 20 LOT 52
Legal Range	31E
Legal Township	35S
Legal Section	29
Legal Subdivision	ISTOKPOGA SHORES UNIT 4
Legal Lot Number	52
Legal Unit	4
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2021
Census Tract	961000

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	834 RACOON LN, LORIDA, FL 33857-9530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 13, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2023 · Amount on Record
Deed Sale	Sep 13, 2023 · Amount on Record
Prior Sale	Sep 13, 2023 · Amount on Record
Deed Document Number	0002169055
Deed Book / Page	2998 / 891
Last Transfer Date	Nov 24, 2025
Transfer Doc	0002289005
Record Updated	Jun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 24, 2025
Property Address	834 RACOON LN, LORIDA, FL 33857-9530
Document Number	0002289005
Book / Page	3158 / 1622
Map Reference	MB 8 PG 20
Instrument Date	Nov 18, 2025
Instrument	2289005
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	UNKNOWN, COASTAL ABSTRACT & TTL AGENT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	834 RACOON LN, LORIDA, FL 33857-9530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	834 RACOON LN, LORIDA, FL 33857-9530

Mortgage

Document Number	0031581624
Date	Nov 24, 2025
Instrument	3158/1624

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2040

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 13, 2023
Property Address	834 RACOON LN, LORIDA, FL 33857-9530
Document Number	0002169055
Book / Page	2998 / 891
Map Reference	MB 8 PG 20
Instrument Date	Sep 1, 2023
Instrument	2169055
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7822 MANOR FOREST BLVD, BOYNTON BEACH, FL 33436-8809

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	834 RACOON LN, LORIDA, FL 33857-9530

Mortgage

Document Number	0002998893
Date	Sep 13, 2023
Instrument	2998/893

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,764 (-68.78%)	$217,347 (-1.32%) Land $5,000 Building $212,347
2024	$774.00 (-73.8%)
2023	$2,954.00 (+9.37%)	$220,256 (+16.81%) Land $5,000 Building $215,256	$220,256 (+16.81%) Land $5,000 Building $215,256
2022	$2,701.00	$188,561 Land $5,000 Building $183,561	$188,561 Land $5,000 Building $183,561

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	40.9 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	20 (2002–2023)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 75% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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