724 Racoon Ln, Lorida, FL 33857 Property Records

Highlands County property record for 724 Racoon Ln, Lorida, FL 33857 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1996
Lot Size	0.596 acres (25,942 sqft)
Owner	Individual Name on File
Last Sale	$168,000 (Apr 2020)
Tax Bill	$1,905 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`C-29-35-31-050-0000-0690`

Property Details

APN / Parcel Number

Primary APN	`C-29-35-31-050-0000-0690`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	2,200 sqft
1st Floor Area	1,328 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	25,942 sqft (0.596 acres)
Lot Dimensions	259 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	632 sqft
Driveway	Concrete Driveway
Driveway Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	300 sqft
Shed	1 Shed
Shed Area	120 sqft
Gazebo	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	724 RACOON LN
City	LORIDA
State	FL
Zip	33857-9530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ISTOKPOGA SHORES UNIT 4 PB 8-PG 20 LOT 69 + ALL LOT 70 OF UNIT 5
Legal Range	31E
Legal Township	35S
Legal Section	29
Legal Subdivision	ISTOKPOGA SHORES UNIT 4
Legal Lot Number	69,70
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2021
Census Tract	961000

Owner

Source: Highlands County records · APN C-29-35-31-050-0000-0690

Assessment roll updated December 10, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	724 RACOON LN, LORIDA, FL 33857-9530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 05, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Apr 22, 2021	Deed of Trust, Mortgage · VA Mortgage NETWORK CAPITAL FUNDING CORP
Apr 02, 2020	Warranty Deed, Transfer · VA Mortgage THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 02, 2020 · Amount on Record
Deed Sale	Apr 02, 2020 · Amount on Record
Deed Document Number	20201981488
Deed Book / Page	2747 / 55
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 05, 2026
Property Address	724 RACOON LN, LORIDA, FL 33857-9530
Document Number	0002316045
Book / Page	3197 / 202
Instrument Date	May 27, 2026
Instrument	20262316045
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 RACOON LN, LORIDA, FL 33857-9530

Mortgage

Document Number	0002316045,
Date	Jun 05, 2026
Book Page	3197/202
Instrument	20262316045

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	724 RACOON LN, LORIDA, FL 33857-9530
Transaction Type	Mortgage
Record Updated	May 04, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 RACOON LN, LORIDA, FL 33857-9530

Mortgage

Document Number	0002030603
Date	Apr 22, 2021
Book Page	2818/108
Instrument	2030603

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 02, 2020
Property Address	724 RACOON LN, LORIDA, FL 33857-9530
Document Number	0001981488
Book / Page	2747 / 55
Instrument Date	Mar 23, 2020
Instrument	1981488
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,176.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027470057
Date	Apr 02, 2020
Instrument	2747/0057

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,905.00 (+6.19%) Homeowner's exemption Veteran's exemption Widower's exemption	$165,668 (+8.45%)	$206,079 (+0.34%) Land $9,945 Building $196,134
2024	$1,794.00 (+3.16%)
2023	$1,739.00 (-1.25%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$152,765 (+3%)	$205,380 (+16.18%) Land $9,945 Building $195,435
2022	$1,761.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$148,316	$176,779 Land $9,945 Building $166,834

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559610002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	40.9 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 90 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	20 (2002–2023)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Sep 2023, rainfall accumulation
Claims By Storm	Hurricane Irma, Sep 2017 · 8 claims Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire Risk	High above 84% of the US · above 76% of Florida
Wildfire Likelihood	About 1 in 192 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 74 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Conexon Connect	Fiber	2,000 / 2,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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