Polk County property record for 8330 Chance Dr, Lakeland, FL 33809
| Property Type | Mobile Home |
|---|---|
| Details | 2,356 sqft · built 2001 |
| Lot Size | 0.234 acres (10,171 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $60,000 (Apr 2017) |
| Tax Bill | $667 (2025) |
| Deeds & Mortgages | Apr 2017 Sale & Mortgage Jan 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-27-12-000891-004490 |
| Primary APN | 23-27-12-000891-004490 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,356 sqft Living Area |
|---|---|
| 1st Floor Area | 2,356 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Mobile Home |
| Lot Area | 10,171 sqft (0.234 acres) |
| Lot Dimensions | 113 ft deep x 90 ft wide |
| Garage Type | Carport |
| Garage Area | 520 sqft |
| Carport | Carport |
| Carport Area | 520 sqft |
| Street Address | 8330 CHANCE DR |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-7240 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | WILDER TRACE PHASE ONE PB 109 PGS 32 & 33 BLK D LOT 49 |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 12 |
| Legal Subdivision | WILDER TRACE PHASE 01 |
| Legal Phase | 1 |
| Legal Tract | 891 |
| Legal Block | D |
| Legal Lot Number | 49 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 12203 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8330 CHANCE DR, LAKELAND, FL 33809-7240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2017 | Warranty Deed, Transfer · Conventional with PMI EMBRACE HM LOANS |
| Jan 13, 2017 | Grant Deed, Transfer RAS TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2017 · Amount on Record |
| Deed Sale | Apr 21, 2017 · Amount on Record |
| Prior Sale | Oct 1, 2016 · Amount on Record |
| Deed Document Number | 201776104 |
| Deed Book / Page | 10125 / 677 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 21, 2017 |
| Property Address | 8330 CHANCE DR, LAKELAND, FL 33809-7240 |
| Document Number | 0101250677 |
| Book / Page | 010125 / 000677 |
| Instrument Date | Apr 6, 2017 |
| Instrument | 76104 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | HOME SOLUTION TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7525 US HIGHWAY 98 N #21 LAKELAND FL 33809, 21, LAKELAND, FL 33809 |
| Document Number | 101250679 |
|---|---|
| Date | Apr 21, 2017 |
| Book Page | 010125/000679 |
| Instrument | 76105 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 13, 2017 |
| Property Address | 8330 CHANCE DR, LAKELAND, FL 33809-7240 |
| Document Number | 0100390065 |
| Book / Page | 010039 / 000065 |
| Instrument Date | Oct 11, 2016 |
| Instrument | 8479 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2017 |
| Title Company | RAS TITLE LLC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $667.00 (-38.81%) Homeowner's exemption | $91,822 (+5.99%) | $225,170 (+31.46%) Land $29,000 Building $196,170 |
| 2023 | $1,090.00 (+5.31%) Homeowner's exemption | $86,635 (+3%) | $171,281 (+5.69%) Land $28,000 Building $143,281 |
| 2022 | $1,035.00 Homeowner's exemption | $84,112 | $162,064 Land $23,000 Building $139,064 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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