8324 Chance Dr, Lakeland, FL 33809 Property Records

Polk County property record for 8324 Chance Dr, Lakeland, FL 33809

Property Summary

Property Type	Mobile Home
Details	1,736 sqft · built 2003
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$58,000 (Oct 2015)
Tax Bill	$1,182 (2025)
Deeds & Mortgages	Apr 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`23-27-12-000891-004500`

Property Details

APN / Parcel Number

Primary APN	`23-27-12-000891-004500`
Alternative APNs	`122723000891004500` `22723000`

Interior

Building Area	1,736 sqft Living Area
1st Floor Area	1,736 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Mobile Home
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	113 ft deep x 103 ft wide
Garage Type	Carport
Garage Area	504 sqft
Carport	Carport
Carport Area	504 sqft
Porch	Porch
Porch Area	24 sqft

Location & Zoning

Street Address	8324 CHANCE DR
City	LAKELAND
State	FL
Zip	33809-7240
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	WILDER TRACE PHASE ONE PB 109 PGS 32 & 33 BLK D LOT 50
Legal Range	23E
Legal Township	27S
Legal Section	12
Legal Subdivision	WILDER TRACE PHASE 01
Legal Phase	1
Legal Tract	891
Legal Block	D
Legal Lot Number	50
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2002
Census Tract	12203

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8324 CHANCE DR, LAKELAND, FL 33809-7240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2015 · Amount on Record
Deed Sale	Oct 2, 2015 · Amount on Record
Prior Sale	Apr 13, 2015
Deed Document Number	2015179221
Deed Book / Page	9642 / 558
Last Transfer Date	Apr 11, 2017
Transfer Doc	0000069477
Record Updated	Oct 29, 2026

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Apr 12, 2017
Property Address	8324 CHANCE DR, LAKELAND, FL 33809-7240
Document Number	0101161712
Book / Page	010116 / 001712
Instrument Date	Apr 11, 2017
Instrument	69477
Transaction Type	Transfer
Record Updated	Jun 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8324 CHANCE DR LAKELAND FL 338097240, LAKELAND, FL 33809-7240

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,929 (+2.7%)	$178,825 (-12.27%) Land $29,000 Building $149,825
2025	$1,182.00 (-24.23%) Homeowner's exemption	$165,462 (+5.99%)	$203,828 (+30.56%) Land $29,000 Building $174,828
2023	$1,560.00 (-24.86%) Homeowner's exemption	$156,116 (+5.95%) Land $28,000 Building $128,116	$156,116 (+5.95%) Land $28,000 Building $128,116
2022	$2,076.00	$147,350 Land $23,000 Building $124,350	$147,350 Land $23,000 Building $124,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30