833 Valencia Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 833 Valencia Rd, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 796 sqft · built 1973
Lot Size	0.192 acres (8,364 sqft)
Owner	Individual Name on File
Last Sale	$617,000 (Jun 2018)
Tax Bill	$8,347 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041-112-13`

Property Details

APN / Parcel Number

Primary APN	`041-112-13`
Alternative APN	`041-112-13-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	796 sqft Living Area
Basement Area	133 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2000
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,364 sqft (0.192 acres)
Terrain	Steep
Deck Area	282 sqft
Patio Area	282 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	833 VALENCIA RD
City	APTOS
State	CA
Zip	95003-9754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Subdivision	FOREST GLEN 04
Legal Block	C
Legal Lot Number	8
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1023
Census Tract	122002

Owner

Source: Santa Cruz County records · APN 041-112-13

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	833 VALENCIA RD, APTOS, CA 95003-9754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 08, 2021	Deed of Trust, Mortgage · Line of Credit BAY FCU
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVOLVE BANK & TRUST
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 15, 2018	Grant Deed, Transfer · FHA Mortgage TIAA FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 15, 2018 · Amount on Record
Deed Sale	Jun 15, 2018 · Amount on Record
Prior Sale	Jul 03, 2002 · Amount on Record
Deed Document Number	201818260
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	833 VALENCIA RD, APTOS, CA 95003-9754
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	833 VALENCIA RD, APTOS, CA 95003-9754

Mortgage

Document Number	0000036557
Date	Jul 08, 2021
Instrument	2021-0036557

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	833 VALENCIA RD, APTOS, CA 95003-9754
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	833 VALENCIA RD, APTOS, CA 95003-9754

Mortgage

Document Number	0000001693
Date	Jan 12, 2021
Instrument	2021-0001693

Lender

Name	EVOLVE BANK & TRUST
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	833 VALENCIA RD, APTOS, CA 95003-9754
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040580
Date	Dec 23, 2019
Instrument	2019-0040580

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 15, 2018
Property Address	833 VALENCIA RD, APTOS, CA 95003-9754
Document Number	0000018260
Instrument Date	Jun 07, 2018
Instrument	18260
Transaction Type	Transfer
Record Updated	Jun 22, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$678.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	833 VALENCIA RD APTOS CA 950039754, APTOS, CA 95003-9754

Mortgage

Document Number	18261
Date	Jun 15, 2018
Instrument	18261

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2048

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$716,081 (+2%) Land $608,669 Building $107,412
2025	$8,347.00 (+9.87%) Homeowner's exemption	$702,041 (+4.04%) Land $596,735 Building $105,306
2023	$7,597.00 (+0.85%) Homeowner's exemption	$674,780 Land $573,563 Building $101,217	$628,650
2022	$7,533.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Wildfire

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Cruzio Internet, Etheric Communications, LLC., Surfnet Communications.

Based on FCC filings for 221 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

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