805 Valencia Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 805 Valencia Rd, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,801 sqft · built 1968
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$430,000 (Jul 2013)
Tax Bill$6,449 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN041-112-17

Property Details

APN / Parcel Number

Primary APN041-112-17
Alternative APN
  • 041-112-17-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,801 sqft Living Area

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Construction TypeWood
Roof MaterialOther
Lot Area10,019 sqft (0.23 acres)
TerrainSteep
Deck Area1,101 sqft
Patio Area1,101 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address805 VALENCIA RD
CityAPTOS
StateCA
Zip95003-9754
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-15
Legal SubdivisionFOREST GLEN SUB #4
Legal BlockC
Legal Lot Number12
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1023
Census Tract122002

Owner

Source: Santa Cruz County records, as of October 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address805 VALENCIA RD, APTOS, CA 95003-9754
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2026Deed of Trust, Mortgage · Line of Credit
MORTGAGE MORTGAGE
Feb 15, 2018Deed of Trust, Mortgage · Conventional Mortgage
UNITED STATES SENATE FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 2013 · Amount on Record
Deed SaleJul 23, 2013 · Amount on Record
Prior SaleJan 8, 2013
Deed Document Number201337118
Last Transfer DateMay 15, 2014
Transfer Doc0000017161
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Recording DateSep 22, 2026
Property Address805 VALENCIA RD, APTOS, CA 95003-9754
Document Number0000021213
Instrument DateMay 24, 2026
Instrument202621213
Transaction TypeMortgage
Record UpdatedOct 7, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address805 VALENCIA RD, APTOS, CA 95003-9754

Mortgage

Document Number0000021213,
DateSep 22, 2026
Instrument202621213
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 22, 2046
Interest
Max Rate-1%

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address805 VALENCIA RD, APTOS, CA 95003-9754
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004765
DateFeb 15, 2018
Instrument2018-0004765
Lender
NameUNITED STATES SENATE FCU
TypeCredit Union
AddressWASHINGTON, DC 20013
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term178 Months
DueDec 19, 2032

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$537,664 (+2%) Land $322,598 Building $215,066
2025$6,449.00 (+8.4%)$527,122 (+4.04%) Land $316,273 Building $210,849
2024$5,949.00 (+1.64%)
2023$5,853.00 (+1.9%)$506,653 Land $303,992 Building $202,661$758,880
2022$5,744.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1982–2000)
Claims Outside the SFHA6 of 7
Most Recent ClaimFeb 2000 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 72% of California
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

4G LTE only, no 5G reported

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