833 S Cowans Ct, Clearfield, UT 84015 Property Records

Davis County property record for 833 S Cowans Ct, Clearfield, UT 84015

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,692 sqft · built 2020
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$389,025 (Apr 2026)
Tax Bill	$2,191 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-027-0019`

Property Details

APN / Parcel Number

Primary APN	`15-027-0019`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,692 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,307 sqft (0.03 acres)
Garage Area	516 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	833 S COWANS CT
City	CLEARFIELD
State	UT
Zip	84015-1344
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	ALL OF LOT 19, MASONIC TEMPLE SUBDIVISION AMENDED. CONT. 0.03000 ACRES
Legal Subdivision	MASONIC TEMPLE SUBDIVISION
Legal Lot Number	19
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	3
Census Block	3018
Census Tract	125701

Owner

833 S Cowans Ct, a townhouse, is owned and occupied by an individual who bought it in April 2026.

Source: Davis County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	833 S COWANS CT, CLEARFIELD, UT 84015-1344
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2025	Deed of Trust, Mortgage · Commercial Mortgage LORTZ ASSET PROTECTION TRUST
Apr 7, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CREDIT UNION
Mar 10, 2023	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Nov 23, 2020	Warranty Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2026 · Amount on File
Deed Sale	Apr 7, 2026 · Amount on File
Prior Sale	Mar 10, 2023 · Amount on File
Deed Document Number	20263662478
Deed Book / Page	8969 / 768
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	833 S COWANS CT, CLEARFIELD, UT 84015-1344
Transaction Type	Mortgage
Record Updated	Apr 28, 2026
Title Company	INWEST TITLE SERVICES LAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008717/409
Date	Mar 31, 2025
Book Page	8717/409
Instrument	3611099

Lender

Name	LORTZ ASSET PROTECTION TRUST
Type	Private Party
Address	1834 W STREAMS EDGE CIR, KAYSVILLE, UT 84037

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Apr 7, 2026
Property Address	833 S COWANS CT, CLEARFIELD, UT 84015-1344
Document Number	0003662478
Book / Page	8969 / 768
Instrument Date	Apr 6, 2026
Instrument	2026.3662478
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	833 S COWANS CT, CLEARFIELD, UT 84015-1344

Mortgage

Document Number	0003662482,
Date	Apr 7, 2026
Book Page	8969/781
Instrument	2026.3662482

Lender

Name	FIRST TECHNOLOGY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Mar 10, 2023
Property Address	833 S COWANS CT, CLEARFIELD, UT 84015-1344
Document Number	008210/335
Book / Page	8210 / 335
Instrument Date	Mar 9, 2023
Instrument	3520600
Transaction Type	Transfer
Record Updated	Mar 24, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	833 S COWANS CT, CLEARFIELD, UT 84015-1344

Mortgage

Document Number	0003520611
Date	Mar 10, 2023
Instrument	3520611

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Nov 23, 2020
Property Address	833 S COWANS CT, CLEARFIELD, UT 84015-1344
Document Number	7643/1
Book / Page	7643 / 1
Map Reference	DOC 3208961
Instrument Date	Nov 20, 2020
Instrument	3318054
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	SUTHERLAND TITLE COM

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	833 S COWANS CT, CLEARFIELD, UT 84015-1344

Mortgage

Document Number	3318055
Date	Nov 23, 2020
Instrument	3318055

Lender

Name	DIRECT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 833 S Cowans Ct was $2,191, down 1.7% from the year before.

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Clearfield City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,150 (+4.48%) Land $54,450 Building $150,700	$373,000 (+4.48%) Land $99,000 Building $274,000
2025	$2,191.00 (-1.75%)	$196,350 Land $58,300 Building $138,050	$357,000 Land $106,000 Building $251,000
2024	$2,230.00 (+1.23%)
2023	$2,203.00 (-2.95%)	$365,000 Land $72,000 Building $293,000	$365,000 Land $72,000 Building $293,000
2022	$2,270.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 833 S Cowans Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 833 S Cowans Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARFIELD CITY WATER SYSTEM serves 33,540 people · EPA ID UTAH06002
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Oct 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Dec 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Beehive Broadband, CenturyLink, Connext Networks, SenaWave.

833 S Cowans Ct, Clearfield, UT 84015 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on S Cowans Ct

Nearby Streets

Search Property Records by Address or Parcel Number