Davis County property record for 827 S Cowans Ct, Clearfield, UT 84015
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,692 sqft · built 2020 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $297,500 (Dec 2020) |
| Tax Bill | $2,191 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-027-0018 |
| Primary APN | 15-027-0018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,692 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Townhouse |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,307 sqft (0.03 acres) |
| Garage Area | 516 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 827 S COWANS CT |
|---|---|
| City | CLEARFIELD |
| State | UT |
| Zip | 84015-1344 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | ALL OF LOT 18, MASONIC TEMPLE SUBDIVISION AMENDED. CONT. 0.03000 ACRES |
| Legal Subdivision | MASONIC TEMPLE SUBDIVISION |
| Legal Lot Number | 18 |
| Jurisdiction | DAVIS UT |
| Township / Civil Division | NORTH DAVIS |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 125701 |
827 S Cowans Ct, a townhouse, is owned and occupied by two individuals who bought it in December 2020.
Source: Davis County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 827 S COWANS CT, CLEARFIELD, UT 84015-1344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Dec 2, 2020 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2020 · Amount on File |
| Deed Sale | Dec 2, 2020 · Amount on File |
| Deed Document Number | 20203321654 |
| Deed Book / Page | 7648 / 1838 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 827 S COWANS CT, CLEARFIELD, UT 84015-1344 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATL |
| Name | Verified Name |
|---|
| Document Number | 07913/1125 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 7913/1125 |
| Instrument | 3445579 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Dec 2, 2020 |
| Property Address | 827 S COWANS CT, CLEARFIELD, UT 84015-1344 |
| Document Number | 7648/1838 |
| Book / Page | 7648 / 1838 |
| Map Reference | DOC 3208961 |
| Instrument Date | Nov 19, 2020 |
| Instrument | 3321654 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2021 |
| Title Company | SUTHERLAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 827 S COWANS CT, CLEARFIELD, UT 84015-1344 |
| Document Number | 3321725 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 3321725 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 827 S Cowans Ct was $2,191, up 3.1% from the year before.
Source: Davis County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Utah |
| County | Davis County |
| Municipality | Clearfield City |
| Unified School District | Davis School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,150 (+4.48%) Land $54,450 Building $150,700 | $373,000 (+4.48%) Land $99,000 Building $274,000 | |
| 2025 | $2,191.00 (+3.06%) | $196,350 Land $58,300 Building $138,050 | $357,000 Land $106,000 Building $251,000 |
| 2024 | $2,126.00 (-3.5%) | ||
| 2023 | $2,203.00 (-2.95%) | $365,000 Land $72,000 Building $293,000 | $365,000 Land $72,000 Building $293,000 |
| 2022 | $2,270.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 827 S Cowans Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 827 S Cowans Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARFIELD CITY WATER SYSTEM serves 33,540 people · EPA ID UTAH06002 |
|---|---|
| Water Source | Purchased surface water from WEBER BASIN WCD - CENTRAL |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Dec 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Utah Telecommunication Open Infrastructure Agency Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Beehive Broadband, CenturyLink, Connext Networks, SenaWave.
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