833 E 15th St, Saint Charles, MN 55972 Property Records

Winona County property record for 833 E 15th St, Saint Charles, MN 55972

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 2001
Lot Size	0.438 acres (19,111 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,992 (2026)
Deeds & Mortgages	Jul 2023 Transfer Mar 2021 Line of Credit
APN	`29.041.0020`

Property Details

APN / Parcel Number

Primary APN	`29.041.0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2008
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,111 sqft (0.438 acres)
Garage Area	704 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	833 E 15TH ST
City	SAINT CHARLES
State	MN
Zip	55972-1680
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-29 TWP-106 RANGE-010 GOLF COURSE ESTATES LOT-002 BLOCK-001
Legal Range	010
Legal Township	106
Legal Section	29
Legal Subdivision	GOLF COURSE ESTATES
Legal Block	1
Legal Lot Number	2
Jurisdiction	WINONA MN
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1013
Census Tract	671000

Owner

Source: Winona County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	833 E 15TH ST, SAINT CHARLES, MN 55972-1680
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Intrafamily Transfer, Transfer
Mar 26, 2021	Deed of Trust, Mortgage · Line of Credit FIRST ALLIANCE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 9, 2023
Transfer Doc	000A649657
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINONA MN
Recording Date	Jul 5, 2023
Property Address	833 E 15TH ST, SAINT CHARLES, MN 55972-1680
Document Number	000A649657
Instrument Date	Jun 9, 2023
Instrument	A649657
Transaction Type	Transfer
Record Updated	Jul 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	833 E 15TH ST, SAINT CHARLES, MN 55972-1680

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	833 E 15TH ST, SAINT CHARLES, MN 55972-1680
Transaction Type	Mortgage
Record Updated	Sep 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	833 E 15TH ST, SAINT CHARLES, MN 55972-1680

Mortgage

Document Number	632409
Date	Mar 26, 2021
Instrument	632409

Lender

Name	FIRST ALLIANCE CU
Type	Credit Union
Address	ROCHESTER, MN 55903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Winona County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	St. Charles City
Unified School District	St. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,992.00 (+15.91%)
2025		$324,900 (-0.4%) Land $49,000 Building $275,900	$324,900 (-0.4%) Land $49,000 Building $275,900
2023	$3,444.00 (+7.83%) Homeowner's exemption	$326,200 (+9.1%) Land $48,500 Building $277,700	$326,200 (+9.1%) Land $48,500 Building $277,700
2022	$3,194.00 Homeowner's exemption	$299,000 Land $45,100 Building $253,900	$299,000 Land $45,100 Building $253,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	37 (1982–2007)
Claims Outside the SFHA	2 of 37
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Charles serves 3,825 people · EPA ID MN1850009
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Hiawatha Broadband Communications Cable · Fiber in parts of the area	1,000 / 30
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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