797 E 15th St, Saint Charles, MN 55972 Property Records

Winona County property record for 797 E 15th St, Saint Charles, MN 55972

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,477 sqft · built 1991
Lot Size	0.987 acres (43,034 sqft)
Owner	Individual Name on Record
Tax Bill	$4,218 (2026)
Deeds & Mortgages	Mar 2017 Transfer Mar 2017 Transfer
APN	`29.041.0040`

Property Details

APN / Parcel Number

Primary APN	`29.041.0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,477 sqft Living Area
1st Floor Area	1,477 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,034 sqft (0.987 acres)
Garage Area	1,196 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	135 sqft
Deck Area	224 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	797 E 15TH ST
City	SAINT CHARLES
State	MN
Zip	55972-1675
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-29 TWP-106 RANGE-010 GOLF COURSE ESTATES LOT-001 BLOCK-002
Legal Range	010
Legal Township	106
Legal Section	29
Legal Subdivision	GOLF COURSE ESTATES
Legal Block	2
Legal Lot Number	1
Jurisdiction	WINONA MN
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1102
Census Tract	671000

Owner

Source: Winona County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	797 E 15TH ST, SAINT CHARLES, MN 55972-1675
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2017	Transfer on Death Deed, Transfer
Mar 27, 2017	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 22, 2017
Transfer Doc	601798
Record Updated	Jun 8, 2026

March 2017: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WINONA MN
Recording Date	Mar 27, 2017
Property Address	797 E 15TH ST, SAINT CHARLES, MN 55972-1675
Document Number	601798
Instrument Date	Mar 22, 2017
Instrument	601798
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	797 E 15TH ST, 797, SAINT CHARLES, MN 55972-1675

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2017: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WINONA MN
Recording Date	Mar 27, 2017
Property Address	797 E 15TH ST, SAINT CHARLES, MN 55972-1675
Document Number	601797
Instrument Date	Mar 22, 2017
Instrument	601797
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	797 E 15TH ST, SAINT CHARLES, MN 55972-1675

Tax Assessment & Valuation

Source: Winona County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	St. Charles City
Unified School District	St. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,218.00 (+18.48%)
2025		$341,000 (+0.26%) Land $49,000 Building $292,000	$341,000 (+0.26%) Land $49,000 Building $292,000
2023	$3,560.00 Homeowner's exemption	$340,100 Land $48,500 Building $291,600	$340,100 Land $48,500 Building $291,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	37 (1982–2007)
Claims Outside the SFHA	2 of 37
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Charles serves 3,825 people · EPA ID MN1850009
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Hiawatha Broadband Communications Cable · Fiber in parts of the area	1,000 / 30
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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