8325 SW 86th Ter, Miami, FL 33143 Property Records

Miami-Dade County property record for 8325 SW 86th Ter, Miami, FL 33143

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,722 sqft · built 1967
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,951 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-4034-012-0020`

Property Details

APN / Parcel Number

Primary APN	`30-4034-012-0020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,722 sqft Living Area
Gross Area	3,808 sqft
1st Floor Area	2,722 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2006
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	120 ft deep x 125 ft wide
Garage Area	252 sqft

Exterior Amenities

Porch	Porch
Porch Area	137 sqft
Patio Area	266 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	8325 SW 86TH TER
City	MIAMI
State	FL
Zip	33143-6941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2100
Legal Description	34 54 40 KENDALL POINT PB 76-5 LOT 2 BLK 1 LOT SIZE125.000 X 120 OR 13770-1227 0888 1
Legal Range	40E
Legal Township	54S
Legal Section	34
Legal Subdivision	KENDALL POINT
Legal Block	1
Legal Lot Number	2
Jurisdiction	DADE FL
Township / Civil Division	KENDALL-PALMETTO BAY
Census Block Group	1
Census Block	1004
Census Tract	7805

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8325 SW 86TH TER, MIAMI, FL 33143-6941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL FCU
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Dec 3, 2018	Deed of Trust, Mortgage · Line of Credit SOUTH FLORIDA EDUCATIONAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	8325 SW 86TH TER, MIAMI, FL 33143-6941
Transaction Type	Mortgage
Record Updated	Apr 5, 2023
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8325 SW 86TH TER, MIAMI, FL 33143-6941
Investor	Possibly a Property Investor

Mortgage

Document Number	0000165352
Date	Mar 13, 2023
Book Page	33618/2407
Instrument	2023R0165352

Lender

Name	EDUCATIONAL FCU
Type	Credit Union
Address	MIAMI, FL 33183

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 16, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	8325 SW 86TH TER, MIAMI, FL 33143-6941
Transaction Type	Mortgage
Record Updated	Feb 24, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8325 SW 86TH TER, MIAMI, FL 33143-6941

Mortgage

Document Number	0000087422
Date	Jan 31, 2022
Book Page	32990/1768
Instrument	2022R0087422

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	8325 SW 86TH TER, MIAMI, FL 33143-6941
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8325 SW 86TH TER, MIAMI, FL 33143-6941

Mortgage

Document Number	0000725911
Date	Dec 3, 2018
Book Page	31238/3042
Instrument	2018R0725911

Lender

Name	SOUTH FLORIDA EDUCATIONAL FCU
Type	Credit Union
Address	MIAMI, FL 33183

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 2, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,951.00 (+8.74%) Homeowner's exemption	$291,608 (+5.99%)	$992,524 (+21.35%) Land $675,000 Building $317,524
2023	$4,553.00 (+4.09%) Homeowner's exemption	$275,136 (+3%)	$817,928 (+16.42%) Land $495,000 Building $322,928
2022	$4,374.00 Homeowner's exemption	$267,123	$702,569 Land $420,000 Building $282,569

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 168 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	320 units insured incl. 152 condo units
Nearby Flood Claims	62 (1982–2018)
Most Recent Claim	Sep 2018
Claims by Event	Hurricane Katrina, Aug 2005 · 9 claims Severe Storms And Flooding, Oct 2000 · 8 claims Hurricane Irene, Oct 1999 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, US New Era Fiber.

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