8324 Russell Rd, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 8324 Russell Rd, Charlotte, NC 28262

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,192 sqft · built 1995
Lot Size	0.179 acres (7,797 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Feb 2023)
Tax Bill	$1,950 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Dec 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049-332-06`

Property Details

APN / Parcel Number

Primary APN	`049-332-06`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,192 sqft Living Area
1st Floor Area	1,192 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,797 sqft (0.179 acres)
View / Lot	Rural
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8324 RUSSELL RD
City	CHARLOTTE
State	NC
Zip	28262-3406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	P145-148 M26-353
Legal Subdivision	HAMPTON PARK
Legal Block	2
Legal Lot Number	6
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1013
Census Tract	5604

Owner

8324 Russell Rd is owned and occupied by an individual who bought it in February 2023.

Source: Mecklenburg County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	8324 RUSSELL RD, CHARLOTTE, NC 28262-3406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 8, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALFRED B CLOVER INVESTMENTS CORPORATION
Feb 16, 2023	Warranty Deed, Transfer TRYON TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2023 · Amount on File
Deed Sale	Feb 16, 2023 · Amount on File
Prior Sale	Jan 18, 2006
Deed Document Number	202313352
Deed Book / Page	37937 / 127
Prior Transfer Date	Jan 26, 2011
Prior Transfer Doc	0000018453
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	8324 RUSSELL RD, CHARLOTTE, NC 28262-3406
Transaction Type	Mortgage
Record Updated	Oct 11, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8324 RUSSELL RD, CHARLOTTE, NC 28262-3406

Mortgage

Document Number	0000092762
Date	Sep 28, 2023
Book Page	38397/884
Instrument	2023092762

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Mar 1, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	8324 RUSSELL RD, CHARLOTTE, NC 28262-3406
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8324 RUSSELL RD, CHARLOTTE, NC 28262-3406

Mortgage

Document Number	0000162111
Date	Dec 8, 2022
Book Page	37817/524
Instrument	2022162111

Lender

Name	ALFRED B CLOVER INVESTMENTS CORPORATION
Type	Non-Lending Institution
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 16, 2023
Property Address	8324 RUSSELL RD, CHARLOTTE, NC 28262-3406
Document Number	0000013352
Book / Page	37937 / 127
Map Reference	MB 26 PG 353
Instrument Date	Jan 20, 2023
Instrument	2023013352
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	TRYON TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8213 LYNNWOOD DRIVE, CHARLOTTE, NC 28269

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8324 RUSSELL RD, CHARLOTTE, NC 28262-3406

Tax Assessment & Valuation

The 2025 property tax bill for 8324 Russell Rd was $1,950.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,950.00	$231,600 Land $61,500 Building $170,100	$231,600 Land $61,500 Building $170,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8324 Russell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8324 Russell Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Russell Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures