8320 Russell Rd, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 8320 Russell Rd, Charlotte, NC 28262

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 960 sqft · built 1996
Lot Size	0.182 acres (7,946 sqft)
Owner	Company Name on File
Last Sale	$59,500 (Sep 2019)
Tax Bill	$1,896 (2023)
Deeds & Mortgages	Apr 2020 Line of Credit Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049-332-07`

Property Details

APN / Parcel Number

Primary APN	`049-332-07`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft Heated Area
Gross Area	978 sqft
1st Floor Area	960 sqft

Exterior

Year Built	Built 1996
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,946 sqft (0.182 acres)

Exterior Amenities

Porch	Porch
Porch Area	18 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	049-332-07
Street Address	8320 RUSSELL RD
City	CHARLOTTE
State	NC
Zip	28262-3406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	L144 &P143 &145 M26-353
Legal Subdivision	HAMPTON PARK
Legal Lot Number	144
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1013
Census Tract	5604

Owner

8320 Russell Rd is owned by a company that bought it in September 2019.

Source: Mecklenburg County records, as of June 12, 2023

Owner of Record	Company Name on File
Mailing Address	PO BOX 268, NEWELL, NC 28126-0268
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Deed of Trust, Mortgage · Line of Credit CHARLOTTE METRO FCU
Sep 3, 2019	Warranty Deed, Transfer · Conventional Mortgage COVENANT MGMT SVCS LLC
Aug 11, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2019 · Amount on File
Deed Sale	Sep 3, 2019 · Amount on File
Prior Sale	Aug 11, 2017
Deed Document Number	0033814856
Deed Book / Page	33814 / 856
Record Updated	Jun 7, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	8320 RUSSELL RD, CHARLOTTE, NC 28262-3406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056149
Date	Apr 22, 2020
Book Page	34494/686
Instrument	2020056149

Lender

Name	CHARLOTTE METRO FCU
Type	Credit Union
Address	CHARLOTTE, NC 28204

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 3, 2019
Property Address	8320 RUSSELL RD, CHARLOTTE, NC 28262-3406
Document Number	0000115369
Book / Page	033814 / 000856
Instrument Date	Aug 30, 2019
Instrument	115369
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 268 NEWELL NC 281260268, NEWELL, NC 28126-0268
Investor	Possibly a Property Investor

Mortgage

Document Number	115370
Date	Sep 3, 2019
Book Page	033814/000859
Instrument	115370

Lender

Name	COVENANT MGMT SVCS LLC
Address	10537 PLANTAIN CT, CHARLOTTE, NC 28213-4832

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Sep 2, 2022

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 11, 2017
Property Address	8320 RUSSELL RD, CHARLOTTE, NC 28262-3406
Document Number	0000109399
Book / Page	032039 / 000856
Instrument Date	Aug 11, 2017
Instrument	109399
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10537 PLANTAIN CT CHARLOTTE NC 282134832, CHARLOTTE, NC 28213-4832

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 8320 Russell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8320 Russell Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Russell Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures