8322 Panorama Ridge Ct, Spring Valley, CA 91977 Property Records

San Diego County property record for 8322 Panorama Ridge Ct, Spring Valley, CA 91977

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,024 sqft · built 1972
Lot Size	0.734 acres (31,974 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Sep 2020)
Tax Bill	$5,241 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jul 2017 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`586-250-38-05`

Property Details

APN / Parcel Number

Primary APN	`586-250-38-05`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,024 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Condo/Apartment
Lot Area	31,974 sqft (0.734 acres)

Location & Zoning

Street Address	8322 PANORAMA RIDGE CT
City	SPRING VALLEY
State	CA
Zip	91977-6211
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RV
Legal Description	LOT 2 US B1 BLDG 96 PER DOC75-94370&UND INT IN TR 007087
Legal Subdivision	CAREFREE SOUTH
Legal Tract	007087
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2006
Census Tract	3214

Owner

8322 Panorama Ridge Ct, a condominium, is owned and occupied by an individual who bought it in September 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	8322 PANORAMA RIDGE CT, SPRING VALLEY, CA 91977-6211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Grant Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jul 25, 2017	Grant Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Apr 24, 2017	Quit Claim Deed, Transfer TITLE 365
Apr 24, 2017	Grant Deed, Construction Loan · Conventional Mortgage MURRAY PATRICK C TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2020 · Amount on File
Deed Sale	Sep 10, 2020 · Amount on File
Prior Sale	Jul 25, 2017 · Amount on File
Deed Document Number	2020529529
Prior Transfer Date	Mar 28, 1997
Prior Transfer Doc	0000148471
Record Updated	Oct 29, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 10, 2020
Property Address	8322 PANORAMA RIDGE CT, SPRING VALLEY, CA 91977-6211
Document Number	0000529529
Map Reference	MAP 7087
Instrument Date	Aug 21, 2020
Instrument	2020-0529529
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8322 PANORAMA RIDGE CT, SPRING VALLEY, CA 91977-6211

Mortgage

Document Number	0000529530
Date	Sep 10, 2020
Instrument	2020-0529530

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 25, 2017
Property Address	8322 PANORAMA RIDGE CT, SPRING VALLEY, CA 91977-6211
Document Number	0000335124
Map Reference	MAP7087
Instrument Date	Jun 13, 2017
Instrument	2017-0335124
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TITLE 365

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8322 PANORAMA RIDGE CT, SPRING VALLEY, CA 91977-6211

Mortgage

Document Number	0000335125
Date	Jul 25, 2017
Instrument	2017-0335125

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2017
Property Address	8322 PANORAMA RIDGE CT, SPRING VALLEY, CA 91977-6211
Document Number	0000181414
Instrument Date	Apr 11, 2017
Instrument	181414
Transaction Type	Transfer
Record Updated	Apr 28, 2017
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	722 SUNNYSIDE AVE SAN DIEGO CA 921144815, SAN DIEGO, CA 92114-4815

April 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2017
Property Address	8322 PANORAMA RIDGE CT, SPRING VALLEY, CA 91977-6211
Document Number	0000181415
Instrument Date	Mar 9, 2017
Instrument	181415
Transaction Type	Construction Loan
Record Updated	Apr 28, 2017
Title Company	TITLE 365

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$203.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1301 3RD AVE #310 SAN DIEGO CA 921014011, 310, SAN DIEGO, CA 92101-4011

Mortgage

Document Number	181416
Date	Apr 24, 2017
Instrument	181416

Lender

Name	MURRAY PATRICK C TRUST (PT)

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 8322 Panorama Ridge Ct was $5,241 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$375,386 (+2%) Land $187,693 Building $187,693
2025	$5,241.00 Homeowner's exemption	$368,026 Land $184,013 Building $184,013
2023	$4,850.00 (+3.08%) Homeowner's exemption	$353,736 Land $176,868 Building $176,868
2022	$4,705.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8322 Panorama Ridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8322 Panorama Ridge Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Panorama Ridge Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures