Clay County property record for 832 W 5th St, Flora, IL 62839 · Last verified August 2026
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
|---|---|
| Bathrooms | 1 Baths |
| Architecture Style | Multifamily |
| Year Built | Built 1970 |
| Square Footage | 1,352 sqft Living Area |
| Lot Size | 9,803 sqft (0.225 acres) |
| Garage | 460 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,085.00 (2024) |
Source: Clay County records · APN 10-26-216-043
Assessment roll updated September 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 832 W 5TH ST, FLORA, IL 62839-1107 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SERVICELINK |
| Feb 14, 2024 | Deed of Trust, Mortgage · Conventional Mortgage HUD |
| May 17, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ENDEAVOR CAPITAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 17, 2022 |
| Deed Sale | May 17, 2022 |
| Prior Sale | May 05, 2014 · Amount on Record |
| Deed Doc Number | 2022204808 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Apr 16, 2026 |
| Property Address | 832 W 5TH ST, FLORA, IL 62839-1107 |
| Document Number | 0000000711 |
| Instrument Date | Mar 05, 2026 |
| Instrument | 2026711 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 832 W 5TH ST, FLORA, IL 62839-1107 |
| Document Number | 0000000711, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 2026711 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 314 Months |
| Due | Jun 01, 2052 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 832 W 5TH ST, FLORA, IL 62839-1107 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000208903 |
|---|---|
| Date | Feb 14, 2024 |
| Instrument | 208903 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jun 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | May 17, 2022 |
| Property Address | 832 W 5TH ST, FLORA, IL 62839-1107 |
| Document Number | 0000204808 |
| Instrument Date | May 16, 2022 |
| Instrument | 204808 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $192.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 832 W 5TH ST, FLORA, IL 62839-1107 |
| Document Number | 0000204809 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 204809 |
| Name | ENDEAVOR CAPITAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $49,318 (+11.45%) Land $3,695 Building $45,623 | $147,954 (+11.45%) Land $11,085 Building $136,869 | |
| 2024 | $3,085.00 (+40.67%) | $44,251 (+49.26%) Land $3,315 Building $40,936 | $132,753 (+49.26%) Land $9,945 Building $122,808 |
| 2022 | $2,193.00 (+9.81%) Homeowner's exemption | $29,646 Land $2,753 Building $26,893 | $88,938 Land $8,259 Building $80,679 |
| 2021 | $1,997.00 |
Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 10-26-216-043 |
|---|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,352 sqft Living Area |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Multifamily Style |
| Exterior Material | Other Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 9,803 sqft (0.225 acres) |
| Driveway | Driveway Asphalt |
| Driveway Area | 672 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 460 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 832 W 5TH ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-1107 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | WEST SIDE SCHOOL ADDN W 2/3 LOT 49 & E 2/3 LOT 50 |
| Legal Subdivision | WEST SIDE SCHOOL ADD |
| Legal Lot Number | 49-50 |
| Jurisdiction | CLAY IL |
| Minor Civil Division | HARTER |
| Census Blockgroup | 1 |
| Census Block | 1037 |
| Census Tract | 972100 |
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