801 W 5th St, Flora, IL 62839 Property Records

Clay County property record for 801 W 5th St, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 1,240 sqft · built 1953
Lot Size	0.179 acres (7,826 sqft)
Owner	Individual Name on Record
Last Sale	$152,000 (Mar 2026)
Tax Bill	$1,492 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Oct 2023 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-26-216-047`

Property Details

APN / Parcel Number

Primary APN	`10-26-216-047`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,240 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	7,826 sqft (0.179 acres)
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Deck Area	105 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	801 W 5TH ST
City	FLORA
State	IL
Zip	62839-1138
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	WEST SIDE SCHOOL ADDN LOT 56
Legal Subdivision	WEST SIDE SCHOOL ADD
Legal Lot Number	56
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	1
Census Block	1036
Census Tract	972100

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	801 W 5TH ST, FLORA, IL 62839-1138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Oct 2, 2023	Warranty Deed, Transfer · Line of Credit FLORA BANK & TRUST
Jul 20, 2023	Deed of Trust, Mortgage · Line of Credit TRUSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2026 · Amount on Record
Deed Sale	Mar 11, 2026 · Amount on Record
Prior Sale	Oct 2, 2023 · Amount on Record
Deed Document Number	2026448
Prior Transfer Date	Sep 25, 2023
Prior Transfer Doc	0000208100
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Mar 11, 2026
Property Address	801 W 5TH ST, FLORA, IL 62839-1138
Document Number	D202600448
Instrument Date	Mar 10, 2026
Instrument	D202600448
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 W 5TH ST, FLORA, IL 62839-1138

Mortgage

Document Number	D202600449
Date	Mar 11, 2026
Instrument	D202600449

Lender

Name	NEW AMERICAN FUNDING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Oct 2, 2023
Property Address	801 W 5TH ST, FLORA, IL 62839-1138
Document Number	0000208100
Instrument Date	Sep 25, 2023
Instrument	208100
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 W 5TH ST, FLORA, IL 62839-1138

Mortgage

Document Number	0000208101
Date	Oct 2, 2023
Instrument	208101

Lender

Name	FLORA BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 25, 2028

Interest

Rate Type	Fixed Rate
Rate	7.5%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	801 W 5TH ST, FLORA, IL 62839-1138
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000207649
Date	Jul 20, 2023
Instrument	207649

Lender

Name	TRUSTBANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 10, 2038

Interest

Rate Type	Adjustable Rate
Rate	8.25%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,492.00 (+8.67%) Homeowner's exemption	$25,498 (+11.45%) Land $2,903 Building $22,595	$76,494 (+11.45%) Land $8,709 Building $67,785
2024	$1,373.00 (+12.91%)	$22,879 (+21.85%) Land $2,605 Building $20,274	$68,637 (+21.85%) Land $7,815 Building $60,822
2022	$1,216.00 (+10.24%) Homeowner's exemption	$18,776 Land $2,198 Building $16,578	$56,328 Land $6,594 Building $49,734
2021	$1,103.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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