832 Valley Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 832 Valley Rd, Montclair, NJ 07043

Property Summary

Property TypeSingle Family Home
Details2,252 sqft · built 1922
Lot Size0.353 acres (15,390 sqft)
Owner2 Individual Names on File
Last Sale$549,000 (Dec 2015)
Tax Bill$21,448 (2025)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN13-01005-0000-00007

Property Details

APN / Parcel Number

Primary APN13-01005-0000-00007
Alternative APN
  • 130100500007

Interior

Stories2 Stories
Building Area2,252 sqft Living Area

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Construction TypeFrame
Lot Area15,390 sqft (0.353 acres)

Location & Zoning

Old Parcel Number130100500007
Street Address832 VALLEY RD
CityMONTCLAIR
StateNJ
Zip07043-1614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description15390SF
Legal Block1005
Legal Lot Number7
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group4
Census Block4010
Census Tract16100

Owner

832 Valley Rd is owned and occupied by two individuals who bought it in December 2015.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record2 Individual Names on File
Mailing Address832 VALLEY RD, MONTCLAIR, NJ 07043-1614
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2015 · Amount on File
Deed SaleDec 29, 2015 · Amount on File
Prior SaleMay 12, 2005 · Amount on File
Deed Book / Page20150 / 99778
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address832 VALLEY RD, MONTCLAIR, NJ 07043-1614
Document Number0000088829
Instrument DateSep 11, 2019
Transaction TypeMortgage
Record UpdatedOct 3, 2019
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address832 VALLEY RD MONTCLAIR NJ 070431614, MONTCLAIR, NJ 07043-1614

Mortgage

Document Number0000088829
DateSep 19, 2019
Instrument88829
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueSep 18, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 832 Valley Rd was $21,448, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$610,000 (-) Land $339,300 Building $270,700$610,000 (-) Land $339,300 Building $270,700
2025$21,448.00 (+3.32%)$610,000 Land $339,300 Building $270,700$610,000 Land $339,300 Building $270,700
2024$20,758.00
2023$610,000 Land $339,300 Building $270,700$610,000 Land $339,300 Building $270,700
2022$20,056.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 832 Valley Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2020 · Tropical Storm Isaias

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 832 Valley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Valley Rd

Nearby Streets

Search Property Records by Address or Parcel Number