822 Valley Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 822 Valley Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,608 sqft · built 1860
Lot Size	0.301 acres (13,130 sqft)
Owner	Individual Name on File
Tax Bill	$22,256 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01006-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`13-01006-0000-00006`
Alternative APN	`130100600006`

Interior

Stories	2 Stories
Building Area	2,608 sqft Living Area

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Construction Type	Frame
Lot Area	13,130 sqft (0.301 acres)
Lot Dimensions	130 ft deep x 101 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130100600006
Street Address	822 VALLEY RD
City	MONTCLAIR
State	NJ
Zip	07043-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	101X130 IRR
Legal Block	1006
Legal Lot Number	6
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4012
Census Tract	16100

Owner

Source: Essex County and Montclair Township assessment roll, APN 13-01006-0000-00006, as of July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	822 VALLEY RD, MONTCLAIR, NJ 07043-1613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 12, 1990
Deed Sale	Jul 12, 1990
Prior Sale	May 15, 1990
Deed Book / Page	5131 / 734
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	822 VALLEY RD, MONTCLAIR, NJ 07043-1613
Document Number	0000034639
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	May 05, 2020
Title Company	ZWIREN TITLE AGENCY INC, ZWIREN TITLE AGCY INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	806 MORRIS TPKE SHORT HILLS NJ 070782626, SHORT HILLS, NJ 07078-2626

Mortgage

Document Number	0000034639
Date	Apr 03, 2020
Instrument	34639

Lender

Name	SPENCER SVGS BK
Type	Federal Savings Bank
Address	611 RIVER DR, ELMWOOD PARK, NJ 07407-1325

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll as of July 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$633,000 (-) Land $327,700 Building $305,300	$633,000 (-) Land $327,700 Building $305,300
2025	$22,256.00 (+3.32%)	$633,000 (-) Land $327,700 Building $305,300	$633,000 (-) Land $327,700 Building $305,300
2024	$21,540.00 (+3.49%)
2023		$633,000 Land $327,700 Building $305,300	$633,000 Land $327,700 Building $305,300
2022	$20,813.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (34013C), as of September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340130161004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · Tropical Storm Isaias

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 286 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ0713001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.