832 Saratoga Rd, Willard, MO 65781 Property Records

Greene County property record for 832 Saratoga Rd, Willard, MO 65781

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,877 sqft · built 2018
Lot Size0.257 acres (11,195 sqft)
OwnerIndividual Name on Record
Tax Bill$2,766 (2025)
Deeds & MortgagesMay 2019 Mortgage
Apr 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN88-07-36-400-075

Property Details

APN / Parcel Number

Primary APN88-07-36-400-075
Alternative APN
  • 0736400075

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,877 sqft Living Area
1st Floor Area1,877 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleRanch
Construction TypeBrick
Lot Area11,195 sqft (0.257 acres)
Lot Dimensions140 ft deep x 80 ft wide

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number880736400075
Street Address832 SARATOGA RD
CityWILLARD
StateMO
Zip65781-9337
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeINC
Legal DescriptionCARDINAL HILLS LOT 23
Legal Range23W
Legal Township30N
Legal Section36
Legal SubdivisionCARDINAL HILLS
Legal Lot Number23
JurisdictionGREENE MO
Township / Civil DivisionMURRAY
Census Block Group2
Census Block2002
Census Tract5002

Owner

Source: Greene County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7424 W FLINT ST, SPRINGFIELD, MO 65802-9111
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 3, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST INTEGRITY MORTGAGE SERVICES INC
Apr 5, 2018Trustee's Deed, Construction Loan · Line of Credit
FREEDOM BK/STHRN MO
Dec 26, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2016
Deed SaleOct 12, 2016
Deed Document Number201641277
Deed Book / Page2016 / 4127716
Last Transfer DateDec 26, 2017
Transfer Doc0000005019
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENE MO
Property Address832 SARATOGA RD, WILLARD, MO 65781-9337
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013917
DateMay 3, 2019
Book Page2019/013917-19
Instrument013917-19
Lender
NameFIRST INTEGRITY MORTGAGE SERVICES INC
TypeMortgage Company
AddressSAINT LOUIS, MO 63146
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2049

April 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionGREENE MO
Recording DateApr 5, 2018
Property Address832 SARATOGA RD, WILLARD, MO 65781-9337
Instrument DateMar 31, 2018
Instrument11393
Transaction TypeConstruction Loan
Record UpdatedApr 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address8464 W RUSTY LN SPRINGFIELD MO 658025566, SPRINGFIELD, MO 65802-5566

Mortgage

Document Number0000011393
DateApr 5, 2018
Instrument11393
Lender
NameFREEDOM BK/STHRN MO
TypeBank
AddressWILLARD, MO 65781
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueApr 4, 2019
Interest
Rate TypeAdjustable Rate

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGREENE MO
Recording DateDec 26, 2017
Property Address832 SARATOGA RD, WILLARD, MO 65781-9337
Document Number0000050193
Instrument DateDec 26, 2017
Instrument50193
Transaction TypeTransfer
Record UpdatedJan 11, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8464 W RUSTY LN SPRINGFIELD MO 658025566, SPRINGFIELD, MO 65802-5566

Tax Assessment & Valuation

Source: Greene County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyGreene County
MunicipalityWillard City
Unified School DistrictWillard R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$45,890 (-) Land $5,700 Building $40,190
2025$2,766.00 (+5.61%)$45,890 (+8.15%) Land $5,700 Building $40,190$241,500 (+8.15%) Land $30,000 Building $211,500
2023$2,619.00 (+20.03%)$42,430 (+18.09%) Land $4,750 Building $37,680$223,300 (+18.09%) Land $25,000 Building $198,300
2022$2,182.00$35,930 Land $4,750 Building $31,180
2021$189,100 Land $25,000 Building $164,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILLARD PWS
serves 8,400 people · EPA ID MO5010860
Water SourceGroundwater
Last State InspectionJun 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
2,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

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