Greene County property record for 831 Saratoga Rd, Willard, MO 65781
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,611 sqft · built 2014 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $182,200 (Jul 2013) |
| Tax Bill | $2,429 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-07-36-400-097 |
| Primary APN | 88-07-36-400-097 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,611 sqft Living Area |
| 1st Floor Area | 1,611 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 143 ft deep x 80 ft wide |
| Account Number | 880736400097 |
|---|---|
| Street Address | 831 SARATOGA RD |
| City | WILLARD |
| State | MO |
| Zip | 65781-9337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | INC |
| Legal Description | CARDINAL HILLS REPLAT OF LOTS 17 18 & 19 LOT 18A |
| Legal Range | 23W |
| Legal Township | 30N |
| Legal Section | 36 |
| Legal Subdivision | CARDINAL HILLS REPLAT OF LOTS 17 18 & 19 |
| Legal Lot Number | 18A |
| Jurisdiction | GREENE MO |
| Township / Civil Division | MURRAY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 5002 |
831 Saratoga Rd is owned and occupied by an individual who bought it in July 2013.
Source: Greene County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 831 SARATOGA RD, WILLARD, MO 65781-9337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2023 | Deed of Trust, Mortgage · Closed-End Mortgage BLUCURRENT CU |
| Apr 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BLUCURRENT CU |
| May 23, 2019 | Deed of Trust, Mortgage · Line of Credit BLUCURRENT CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2013 · Amount on File |
| Deed Sale | Jul 30, 2013 · Amount on File |
| Deed Document Number | 201334244 |
| Deed Book / Page | 2013 / 3424413 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE MO |
| Property Address | 831 SARATOGA RD, WILLARD, MO 65781-9337 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 831 SARATOGA RD, WILLARD, MO 65781-9337 |
| Document Number | 0000004089 |
|---|---|
| Date | Dec 28, 2023 |
| Book Page | 2023/40899-23 |
| Instrument | 40899-23 |
| Name | BLUCURRENT CU |
|---|---|
| Type | Credit Union |
| Address | KANSAS CITY, MO 64114 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 27, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | 10 Years |
| Index | FHLBNY's 5-Year Index |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE MO |
| Property Address | 831 SARATOGA RD, WILLARD, MO 65781-9337 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 831 S SARATOGA ST, WILLARD, MO 65781-9337 |
| Document Number | 0000001539 |
|---|---|
| Date | Apr 14, 2022 |
| Book Page | 2022/15399-22 |
| Instrument | 15399-22 |
| Name | BLUCURRENT CU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, MO 65807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE MO |
| Property Address | 831 SARATOGA RD, WILLARD, MO 65781-9337 |
| Document Number | 0000017463 |
| Instrument Date | May 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 831 SARATOGA RD WILLARD MO 657819337, WILLARD, MO 65781-9337 |
| Document Number | 0000017463 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 17463 |
| Name | BLUCURRENT CU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, MO 65807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 30, 2044 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 831 Saratoga Rd was $2,429.
Source: Greene County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Greene County |
| Municipality | Willard City |
| Unified School District | Willard R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,300 (-) Land $5,700 Building $34,600 | ||
| 2025 | $2,429.00 | $40,300 Land $5,700 Building $34,600 | $212,100 Land $30,000 Building $182,100 |
| 2023 | $2,268.00 (+20.38%) | $36,750 (+18.43%) Land $4,750 Building $32,000 | $193,400 Land $25,000 Building $168,400 |
| 2022 | $1,884.00 | $31,030 Land $4,750 Building $26,280 | |
| 2021 | $163,300 Land $25,000 Building $138,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 831 Saratoga Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 831 Saratoga Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILLARD PWS serves 8,400 people · EPA ID MO5010860 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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