832 Insley Cir, Frederick, MD 21701 Property Records

Frederick County property record for 832 Insley Cir, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,980 sqft · built 1987
Lot Size	0.211 acres (9,186 sqft)
Owner	2 Companies on Record
Tax Bill	$6,336 (2025)
Deeds & Mortgages	Aug 2023 Transfer May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-145138`

Property Details

APN / Parcel Number

Primary APN	`02-145138`
Alternative APNs	`2145138` `145138`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,980 sqft Living Area
Gross Area	2,380 sqft
1st Floor Area	1,136 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,186 sqft (0.211 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	56 sqft
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	145138
Street Address	832 INSLEY CIR
City	FREDERICK
State	MD
Zip	21701-9132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PND
Legal Description	LOT 45 SECT 14 9186 SQ FT FREDERICKTOWNE VILLAGE
Legal Subdivision	FREDERICKTOWNE VILLAGE
Legal Lot Number	45
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1015
Census Tract	750805

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County assessment roll, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Companies on Record
Mailing Address	832 INSLEY CIR, FREDERICK, MD 21701-9132
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Intrafamily Transfer, Transfer
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2007
Deed Sale	Mar 27, 2007
Prior Sale	Oct 12, 1995 · Amount on Record
Deed Document Number	200771641
Deed Book / Page	6511 / 377
Last Transfer Date	Jul 18, 2023
Transfer Doc	0165780489
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Aug 28, 2023
Property Address	832 INSLEY CIR, FREDERICK, MD 21701-9132
Document Number	0165780489
Book / Page	16578 / 489
Map Reference	MB 33 PG 67
Instrument Date	Jul 18, 2023
Transaction Type	Transfer
Record Updated	Sep 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	832 INSLEY CIR, FREDERICK, MD 21701-9132

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	832 INSLEY CIR, FREDERICK, MD 21701-9132
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148950357
Date	May 17, 2021
Book Page	14895/357

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$411,000 (+4.02%)	$442,800 (+12.07%) Land $156,900 Building $285,900
2025	$6,336.00 (+4.85%) Homeowner's exemption	$395,100 (+20.81%) Land $110,600 Building $284,500	$395,100 (-) Land $110,600 Building $284,500
2024	$6,043.00 (+7.24%)
2023	$5,635.00 Homeowner's exemption	$327,033	$395,100 Land $110,600 Building $284,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

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