830 Insley Cir, Frederick, MD 21701 Property Records

Frederick County property record for 830 Insley Cir, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,260 sqft · built 1988
Lot Size	0.228 acres (9,912 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,000 (Mar 2012)
Tax Bill	$5,969 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-145146`

Property Details

APN / Parcel Number

Primary APN	`02-145146`
Alternative APNs	`2145146` `145146`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,260 sqft Living Area
Gross Area	2,512 sqft
1st Floor Area	1,315 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,912 sqft (0.228 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	145146
Street Address	830 INSLEY CIR
City	FREDERICK
State	MD
Zip	21701-9132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PND
Legal Description	LOT 46 SECT 14 9912 SQ FT FREDERICKTOWNE VILLAGE
Legal Subdivision	FREDERICKTOWNE VILLAGE SEC 14
Legal Lot Number	46
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1015
Census Tract	750805

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	830 INSLEY CIR, FREDERICK, MD 21701-9132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Apr 15, 2020	Quit Claim Deed, Transfer COVENANT TITLE AND ESCROW, COVENANT TITLE & ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2012 · Amount on Record
Deed Sale	Mar 21, 2012 · Amount on Record
Prior Sale	Sep 22, 2004 · Amount on Record
Deed Book / Page	8797 / 377
Last Transfer Date	Apr 8, 2020
Transfer Doc	0136580001
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	830 INSLEY CIR, FREDERICK, MD 21701-9132
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0157130119
Date	Feb 8, 2022
Book Page	15713/119

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	175 Months
Due	Sep 1, 2036

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 15, 2020
Property Address	830 INSLEY CIR, FREDERICK, MD 21701-9132
Document Number	0136580001
Book / Page	013658 / 000001
Instrument Date	Apr 8, 2020
Transaction Type	Transfer
Record Updated	Jun 4, 2020
Title Company	COVENANT TITLE AND ESCROW, COVENANT TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	839 INSLEY CIR FREDERICK MD 217019139, FREDERICK, MD 21701-9139

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,467 (+5.28%)	$449,400 (+15.82%) Land $158,200 Building $291,200
2025	$5,969.00 (+4.83%) Homeowner's exemption	$388,000 (+23.88%) Land $110,700 Building $277,300	$388,000 (-) Land $110,700 Building $277,300
2024	$5,694.00 (+7.25%)
2023	$5,309.00 Homeowner's exemption	$313,200	$388,000 Land $110,700 Building $277,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

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