Roanoke County property record for 832 Harmon Cir, Roanoke, VA 24019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,971 sqft · built 1998 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (May 2022) |
| Tax Bill | $3,291 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage May 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 038.08-05-09 |
| Primary APN | 038.08-05-09 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,971 sqft Finished Area |
| Gross Area | 2,581 sqft |
| 1st Floor Area | 1,201 sqft |
| Basement Area | 1,100 sqft |
| Finished Basement | 770 sqft |
| Unfinished Basement | 330 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Split Foyer |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 000012440 |
|---|---|
| Street Address | 832 HARMON CIR |
| City | ROANOKE |
| State | VA |
| Zip | 24019-4957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 9 PLANTATION OAKS |
| Legal Subdivision | PLANTATION OAKS |
| Legal Lot Number | 9 |
| Jurisdiction | ROANOKE VA |
| Township / Civil Division | HOLLINS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 30203 |
Source: Roanoke County assessment roll, APN 038.08-05-09, as of June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 832 HARMON CIR, ROANOKE, VA 24019-4957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2022 | Deed, Transfer · VA Mortgage OVM FINANCIAL INC |
| May 08, 2017 | Loan Modification, Mortgage · Conventional Mortgage PNC BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 10, 2022 · Amount on Record |
| Deed Sale | May 10, 2022 · Amount on Record |
| Prior Sale | May 01, 2009 · Amount on Record |
| Deed Document Number | 20225113 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROANOKE VA |
| Recording Date | May 10, 2022 |
| Property Address | 832 HARMON CIR, ROANOKE, VA 24019-4957 |
| Document Number | 0000005113 |
| Map Reference | MB 16 PG 100 |
| Instrument Date | May 03, 2022 |
| Instrument | 202205113 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2023 |
| Title Company | PERFORMANCE TITLE AND SETTLEMENT, PERFORMANCE TITLE & STLMT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 832 HARMON CIR, ROANOKE, VA 24019-4957 |
| Document Number | 0000005114 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 202205114 |
| Name | OVM FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ROANOKE VA |
| Property Address | 832 HARMON CIR, ROANOKE, VA 24019-4957 |
| Document Number | 0000006785 |
| Instrument Date | May 08, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 832 HARMON CIR ROANOKE VA 240194957, ROANOKE, VA 24019-4957 |
| Document Number | 0000006785 |
|---|---|
| Date | Jul 05, 2017 |
| Instrument | 6785 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 04, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
Source: Roanoke County assessment roll as of June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Roanoke County |
| Unified School District | Roanoke County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,291.00 (+14.99%) | $319,600 (+18.37%) Land $62,000 Building $257,600 | $319,600 (+18.37%) Land $62,000 Building $257,600 |
| 2023 | $2,862.00 | $270,000 Land $48,000 Building $222,000 | $270,000 Land $48,000 Building $222,000 |
Source: FEMA National Flood Hazard Layer, Roanoke County (51161C), as of December 21, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511610302032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 62 (1978–2026) |
| Claims Outside the SFHA | 7 of 62 |
| Most Recent Claim | Jan 2026 · other causes |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 411 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Shenandoah Telecommunications Company Fiber | 8,000 / 8,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system VA2770900, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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