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820 Harmon Cir, Roanoke, VA 24019 Property Records

Roanoke County property record for 820 Harmon Cir, Roanoke, VA 24019

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,296 sqft · built 1997
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on File
Tax Bill$4,150 (2026)
Deeds & MortgagesMay 2026 Line of Credit
Dec 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN038.08-05-06

Property Details

APN / Parcel Number

Primary APN038.08-05-06
Alternative APNs
  • 000012437
  • 03808 5 6

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,296 sqft Finished Area
Gross Area4,199 sqft
1st Floor Area1,072 sqft
Basement Area1,072 sqft
Unfinished Basement1,072 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,375 sqft (0.33 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area392 sqft
Deck Area135 sqft
Patio Area135 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number000012437
Street Address820 HARMON CIR
CityROANOKE
StateVA
Zip24019-4957
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 6 PLANTATION OAKS
Legal SubdivisionPLANTATION OAKS
Legal Lot Number6
JurisdictionROANOKE VA
Township / Civil DivisionHOLLINS
Census Block Group2
Census Block2012
Census Tract30203

Owner

Source: Roanoke County assessment roll, APN 038.08-05-06, as of June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address820 HARMON CIR, ROANOKE, VA 24019-4957
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2026Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK AND TRUST COMPANY
Dec 09, 2022Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANOKE VA
Recording DateMay 27, 2026
Property Address820 HARMON CIR, ROANOKE, VA 24019-4957
Document Number0000004695
Instrument DateMay 12, 2026
Instrument20264695
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 HARMON CIR, ROANOKE, VA 24019-4957

Mortgage

Document Number0000004695,
DateMay 27, 2026
Instrument20264695
Lender
NameFIRST CITIZENS BANK AND TRUST COMPANY
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.3%
Max Rate-1%

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANOKE VA
Property Address820 HARMON CIR, ROANOKE, VA 24019-4957
Transaction TypeMortgage
Record UpdatedSep 12, 2023
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 HARMON CIR, ROANOKE, VA 24019-4957

Mortgage

Document Number0000012383
DateDec 09, 2022
Instrument202212383
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Roanoke County assessment roll as of June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyRoanoke County
Unified School DistrictRoanoke County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,150.00 (+16.08%)$403,000 (+19.48%) Land $65,100 Building $337,900$403,000 (+19.48%) Land $65,100 Building $337,900
2023$3,575.00$337,300 Land $50,400 Building $286,900$337,300 Land $50,400 Building $286,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Roanoke County (51161C), as of December 21, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511610302032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims62 (1978–2026)
Claims Outside the SFHA7 of 62
Most Recent ClaimJan 2026 · other causes
Claims by Event
  • Severe Storms And Flooding From The Remanants Of Hurricane Jeanne, Sep 2004 · 3 claims
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 411 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Shenandoah Telecommunications Company
Fiber		8,000 / 8,000
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system VA2770900, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWESTERN VIRGINIA WATER AUTHORITY
serves 182,700 people
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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