832 Fratis St, Folsom, CA 95630 Property Records

Sacramento County property record for 832 Fratis St, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,323 sqft · built 1999
Lot Size	0.144 acres (6,268 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Nov 2018)
Tax Bill	$7,912 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-1560-018-0000`

Property Details

APN / Parcel Number

Primary APN	`072-1560-018-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,323 sqft Living Area
1st Floor Area	1,174 sqft
2nd Floor Area	1,149 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	6,268 sqft (0.144 acres)
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	832 FRATIS ST
City	FOLSOM
State	CA
Zip	95630-9568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-M (PD)
Legal Description	PRAIRIE OAKS 08, LOT 18
Legal Subdivision	PRAIRIE OAKS 08
Legal Lot Number	18
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1015
Census Tract	8508

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	832 FRATIS ST, FOLSOM, CA 95630-9568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FCU
Oct 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST TECHNOLOGY FCU
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST TECHNOLOGY FCU
Nov 13, 2018	Grant Deed, Transfer · Conventional Mortgage FIRST TECHNOLOGY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2018 · Amount on Record
Deed Sale	Nov 13, 2018 · Amount on Record
Prior Sale	Nov 3, 1999 · Amount on Record
Deed Book / Page	20181113 / 1023
Prior Transfer Date	Apr 23, 2003
Prior Transfer Doc	2003000154
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	832 FRATIS ST, FOLSOM, CA 95630-9568
Document Number	2012240509
Instrument Date	Dec 14, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	832 FRATIS ST FOLSOM CA 956309568, FOLSOM, CA 95630-9568

Mortgage

Document Number	2012240509
Date	Dec 24, 2020
Instrument	2012240509

Lender

Name	FIRST TECHNOLOGY FCU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 23, 2045

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	832 FRATIS ST, FOLSOM, CA 95630-9568
Document Number	2010270584
Instrument Date	Oct 17, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	832 FRATIS ST FOLSOM CA 956309568, FOLSOM, CA 95630-9568

Mortgage

Document Number	2010270584
Date	Oct 27, 2020
Instrument	2010270584

Lender

Name	FIRST TECHNOLOGY FCU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 26, 2035

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	832 FRATIS ST, FOLSOM, CA 95630-9568
Document Number	1911040252
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	832 FRATIS ST FOLSOM CA 956309568, FOLSOM, CA 95630-9568

Mortgage

Document Number	1911040252
Date	Nov 4, 2019
Instrument	1911040252

Lender

Name	FIRST TECHNOLOGY FCU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 13, 2018
Property Address	832 FRATIS ST, FOLSOM, CA 95630-9568
Document Number	1811131023
Instrument Date	Nov 5, 2018
Instrument	1811131023
Transaction Type	Transfer
Record Updated	Nov 28, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$671.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	832 FRATIS ST FOLSOM CA 956309568, FOLSOM, CA 95630-9568

Mortgage

Document Number	1811131024
Date	Nov 13, 2018
Instrument	1811131024

Lender

Name	FIRST TECHNOLOGY FCU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$694,069 (+2%) Land $182,049 Building $512,020
2025	$7,912.00 (+2.1%) Homeowner's exemption	$680,461 (+4.04%) Land $178,480 Building $501,981
2024	$7,749.00 (+1.83%)
2023	$7,610.00 (+1.66%) Homeowner's exemption	$654,040 Land $171,550 Building $482,490
2022	$7,486.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Zeta Broadband.

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