832 Emerald Dr, Naperville, IL 60540 Property Records

DuPage County property record for 832 Emerald Dr, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,612 sqft · built 1961
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$349,000 (Nov 2013)
Tax Bill	$5,502 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-24-411-001`

Property Details

APN / Parcel Number

Primary APN	`07-24-411-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,612 sqft Living Area
Gross Area	3,072 sqft
1st Floor Area	1,536 sqft
Basement Area	1,536 sqft
Finished Basement	1,076 sqft
Unfinished Basement	460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Construction Type	Brick
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	12.5 ft deep x 9 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	832 EMERALD DR
City	NAPERVILLE
State	IL
Zip	60540-7209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	MOSER HIGHLANDS UNIT NO 9
Legal Subdivision	MOSER HIGHLANDS
Legal Block	5
Legal Lot Number	9
Legal Unit	9
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	2
Census Block	2004
Census Tract	846523

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	832 EMERALD DR, NAPERVILLE, IL 60540-7209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2013 · Amount on Record
Deed Sale	Nov 6, 2013 · Amount on Record
Prior Sale	Jul 26, 2006 · Amount on Record
Deed Document Number	2013152552
Prior Transfer Date	Jul 19, 2006
Prior Transfer Doc	0000143284
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	832 EMERALD DR, NAPERVILLE, IL 60540-7209
Document Number	0000038293
Instrument Date	Apr 12, 2017
Transaction Type	Mortgage
Record Updated	May 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	832 EMERALD DR NAPERVILLE IL 605407209, NAPERVILLE, IL 60540-7209

Mortgage

Document Number	0000038293
Date	Apr 21, 2017
Instrument	38293

Lender

Name	WHEATON BK&TR
Type	Bank
Address	WHEATON, IL 60187

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,502.00 (-14.3%)	$172,654 (+29.82%) Land $62,832 Building $109,822	$517,962 (+29.82%) Land $188,496 Building $329,466
2022	$6,420.00 Homeowner's exemption Senior Citizen's exemption	$133,000 Land $48,040 Building $84,960	$399,000 Land $144,120 Building $254,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1983)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20