DuPage County property record for 816 Emerald Dr, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,277 sqft · built 1959 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $490,000 (Apr 2023) |
| Tax Bill | $9,722 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-24-405-001 |
| Primary APN | 07-24-405-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 3 Stories |
| Building Area | 2,277 sqft Living Area |
| 1st Floor Area | 1,627 sqft |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Tri-Level |
| Construction Type | Brick |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 13.1 ft deep x 8 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 816 EMERALD DR |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-7246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | MOSER HIGHLANDS UNIT NO 9 |
| Legal Subdivision | MOSER HIGHLANDS |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Legal Unit | 9 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 846504 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5602 S PECK AVE, COUNTRYSIDE, IL 60525-3445 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE ANDERSON FINANCIAL GROUP INC |
| Feb 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Oct 9, 2019 | Grant Deed, Transfer ACQUEST TITLE SERVICES LLC, ACQUEST TITLE SVCS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2023 · Amount on Record |
| Deed Sale | Apr 3, 2023 · Amount on Record |
| Prior Sale | Feb 3, 2021 · Amount on Record |
| Deed Document Number | 202319763 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Apr 3, 2023 |
| Property Address | 816 EMERALD DR, NAPERVILLE, IL 60540-7246 |
| Document Number | 0000019763 |
| Map Reference | DOC 903661 |
| Instrument Date | Mar 29, 2023 |
| Instrument | R2023-019763 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 816 EMERALD DR, NAPERVILLE, IL 60540-7246 |
| Document Number | 0000019764 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | R2023-019764 |
| Name | THE ANDERSON FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Feb 3, 2021 |
| Property Address | 816 EMERALD DR, NAPERVILLE, IL 60540-7246 |
| Document Number | 0000018602 |
| Map Reference | DOC 903661 |
| Instrument Date | Jan 25, 2021 |
| Instrument | R2021-018602 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | ACQUEST TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $445.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 816 EMERALD DR, NAPERVILLE, IL 60540-7246 |
| Document Number | 0000018603 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | R2021-018603 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Oct 9, 2019 |
| Property Address | 816 EMERALD DR, NAPERVILLE, IL 60540-7246 |
| Document Number | 0000091614 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 91614 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2019 |
| Title Company | ACQUEST TITLE SERVICES LLC, ACQUEST TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $315.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 564 S WASHINGTON ST NAPERVILLE IL 605406668, NAPERVILLE, IL 60540-6668 |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,722.00 (+17.46%) | $174,741 (+30.3%) Land $67,641 Building $107,100 | $524,223 (+30.3%) Land $202,923 Building $321,300 |
| 2022 | $8,277.00 Homeowner's exemption | $134,110 Land $51,730 Building $82,380 | $402,330 Land $155,190 Building $247,140 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 22 (1996–2025) |
| Claims Outside the SFHA | 6 of 22 |
| Most Recent Claim | Apr 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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