832 E Saint James St, San Jose, CA 95112 Property Records

Santa Clara County property record for 832 E Saint James St, San Jose, CA 95112

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,200 sqft · built 1920
Lot Size	0.089 acres (3,864 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Feb 2017)
Tax Bill	$9,261 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`467-13-022`

Property Details

APN / Parcel Number

Primary APN	`467-13-022`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,864 sqft (0.089 acres)
Lot Dimensions	92 ft deep x 42 ft wide
Garage Area	196 sqft
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	832 E SAINT JAMES ST
City	SAN JOSE
State	CA
Zip	95112-1827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BLK 7 LOT 11,12
Legal Subdivision	MAIN & DENIKE
Legal Block	7
Legal Lot Number	11,12
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2009
Census Tract	501200

Owner

832 E Saint James St is owned by an individual who bought it in February 2017.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	25 VALLEY VIEW AVE, SAN JOSE, CA 95127-2251
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage TODD FERNANDES
Feb 28, 2017	Grant Deed, Transfer · Conventional Mortgage PEOPLES NATIONAL BANK
Feb 28, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2017 · Amount on File
Deed Sale	Feb 28, 2017 · Amount on File
Prior Sale	Nov 14, 2016 · Amount on File
Deed Document Number	201723590340
Prior Transfer Date	Feb 24, 2017
Prior Transfer Doc	0023590341
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	832 E SAINT JAMES ST, SAN JOSE, CA 95112-1827
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 VALLEY VIEW AVE, SAN JOSE, CA 95127-2251

Mortgage

Document Number	0025428561
Date	Jan 24, 2023
Instrument	25428561

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	832 E SAINT JAMES ST, SAN JOSE, CA 95112-1827
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 VALLEY VIEW AVE, SAN JOSE, CA 95127-2251

Mortgage

Document Number	0024858820
Date	Mar 4, 2021
Instrument	24858820

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	832 E SAINT JAMES ST, SAN JOSE, CA 95112-1827
Document Number	0023608527
Instrument Date	Mar 14, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	832 E SAINT JAMES ST SAN JOSE CA 951121827, SAN JOSE, CA 95112-1827

Mortgage

Document Number	0023608527
Date	Mar 22, 2017
Instrument	23608527

Lender

Name	TODD FERNANDES
Address	2495 WALNUT GROVE AVE, SAN JOSE, CA 95128-1130

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 28, 2017
Property Address	832 E SAINT JAMES ST, SAN JOSE, CA 95112-1827
Document Number	0023590340
Map Reference	MAP B PG94
Instrument Date	Feb 24, 2017
Instrument	23590340
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 VALLEY VIEW AVE, SAN JOSE, CA 95127-2251

Mortgage

Document Number	0023590342
Date	Feb 28, 2017
Instrument	23590342

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 28, 2017
Property Address	832 E SAINT JAMES ST, SAN JOSE, CA 95112-1827
Document Number	0023590341
Instrument Date	Feb 24, 2017
Instrument	23590341
Transaction Type	Transfer
Record Updated	Mar 8, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	25 VALLEY VIEW AVE SAN JOSE CA 951272251, SAN JOSE, CA 95127-2251

Tax Assessment & Valuation

The 2025 property tax bill for 832 E Saint James St was $9,261, up 5.5% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$651,080 (+2%) Land $438,000 Building $213,080
2025	$9,261.00 (+5.51%)	$638,314 Land $429,412 Building $208,902
2024	$8,777.00 (+2.13%)
2023	$8,594.00 (+0.96%)	$613,530 Land $412,739 Building $200,791
2022	$8,512.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 832 E Saint James St in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 832 E Saint James St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks.

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