831 E Saint James St, San Jose, CA 95112 Property Records

Santa Clara County property record for 831 E Saint James St, San Jose, CA 95112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,057 sqft · built 1901
Lot Size	0.129 acres (5,617 sqft)
Owner	Individual Name on Record
Last Sale	$1,080,000 (Jun 2022)
Tax Bill	$15,310 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`467-04-106`

Property Details

APN / Parcel Number

Primary APN	`467-04-106`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,057 sqft Living Area
Gross Area	1,067 sqft
1st Floor Area	1,057 sqft
Basement Area	10 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,617 sqft (0.129 acres)
Lot Dimensions	137 ft deep x 41 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	None

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	831 E SAINT JAMES ST
City	SAN JOSE
State	CA
Zip	95112-1828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	MAP D5 834
Legal Subdivision	COOK & BRANHAM ADD
Legal Block	20
Legal Lot Number	217
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1005
Census Tract	501200

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	831 E SAINT JAMES ST, SAN JOSE, CA 95112-1828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Line of Credit MERIWEST CU
Jun 27, 2022	Grant Deed, Transfer · Conventional Mortgage PNC BANK NA
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERIWEST MORTGAGE COMPANY LLC
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERIWEST MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2022 · Amount on Record
Deed Sale	Jun 27, 2022 · Amount on Record
Prior Sale	Jan 22, 2015 · Amount on Record
Deed Document Number	202225326261
Prior Transfer Date	Mar 9, 2015
Prior Transfer Doc	0022893276
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	831 E SAINT JAMES ST, SAN JOSE, CA 95112-1828
Transaction Type	Mortgage
Record Updated	Feb 29, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024824588
Date	Feb 10, 2021
Instrument	24824588

Lender

Name	MERIWEST CU
Type	Credit Union
Address	SAN JOSE, CA 95153

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 4, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 27, 2022
Property Address	831 E SAINT JAMES ST, SAN JOSE, CA 95112-1828
Document Number	0025326261
Instrument Date	Jun 20, 2022
Instrument	25326261
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 E SAINT JAMES ST # F, F, SAN JOSE, CA 95112-1828

Mortgage

Document Number	0025326262
Date	Jun 27, 2022
Instrument	25326262

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jul 1, 2029
Change Frequency	6 Months
Index	Other
Margin	3
Max Rate	8.75%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	831 E SAINT JAMES ST, SAN JOSE, CA 95112-1828
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 E SAINT JAMES ST, SAN JOSE, CA 95112-1828

Mortgage

Document Number	0024806350
Date	Jan 28, 2021
Instrument	24806350

Lender

Name	MERIWEST MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	SAN JOSE, CA 95123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	831 E SAINT JAMES ST, SAN JOSE, CA 95112-1828
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024441401
Date	Mar 27, 2020
Instrument	24441401

Lender

Name	MERIWEST MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	SAN JOSE, CA 95123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,169,024 (+2%) Land $759,866 Building $409,158
2025	$15,310.00 (+26.48%) Homeowner's exemption	$1,146,103 (+23.9%) Land $744,967 Building $401,136
2023	$12,105.00 (+33.14%) Homeowner's exemption	$925,000 Land $601,200 Building $323,800
2022	$9,092.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks.

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