832 Cinnamon Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 832 Cinnamon Dr, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,069 sqft · built 1982
Lot Size	0.207 acres (9,034 sqft)
Owner	2 Individual Names on File
Last Sale	$197,000 (Sep 2021)
Tax Bill	$1,748 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-28-25-354590-001250`

Property Details

APN / Parcel Number

Primary APN	`25-28-25-354590-001250`
Alternative APN	`52825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,069 sqft Living Area
Gross Area	1,381 sqft
1st Floor Area	1,069 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,034 sqft (0.207 acres)
Lot Dimensions	115 ft deep x 79 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	312 sqft
Porch	Screened/Unfinished Porch
Porch Area	255 sqft

Location & Zoning

Street Address	832 CINNAMON DR
City	WINTER HAVEN
State	FL
Zip	33880-1747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CINNAMON RIDGE PHASE 2 PB 70 PG 22 LOT 125
Legal Range	25E
Legal Township	28S
Legal Section	25
Legal Subdivision	CINNAMON RIDGE PHASE 2
Legal Phase	2
Legal Tract	354590
Legal Block	2
Legal Lot Number	125
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2007
Census Tract	13802

Owner

832 Cinnamon Dr is owned and occupied by two individuals who bought it in September 2021.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	832 CINNAMON DR, WINTER HAVEN, FL 33880-1747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Warranty Deed, Transfer · FHA Mortgage MIDFLORIDA CU
Oct 3, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2021 · Amount on File
Deed Sale	Sep 15, 2021 · Amount on File
Prior Sale	Oct 3, 2018 · Amount on File
Deed Document Number	2021240066
Deed Book / Page	11892 / 136
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 15, 2021
Property Address	832 CINNAMON DR, WINTER HAVEN, FL 33880-1747
Document Number	0000240066
Book / Page	11892 / 136
Map Reference	MB 70 PG 22
Instrument Date	Aug 27, 2021
Instrument	2021240066
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,379.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 CINNAMON DR, WINTER HAVEN, FL 33880-1747

Mortgage

Document Number	0011892137
Date	Sep 15, 2021
Instrument	11892/137

Lender

Name	MIDFLORIDA CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 3, 2018
Property Address	832 CINNAMON DR, WINTER HAVEN, FL 33880-1747
Document Number	0106301581
Book / Page	010630 / 001581
Instrument Date	Sep 21, 2018
Instrument	209056
Transaction Type	Transfer
Record Updated	Oct 18, 2018
Title Company	SMART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$973.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 CINNAMON DR WINTER HAVEN FL 338801747, WINTER HAVEN, FL 33880-1747

Mortgage

Document Number	106301583
Date	Oct 3, 2018
Book Page	010630/001583
Instrument	209057

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 832 Cinnamon Dr was $1,748 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,164 (+2.7%)	$181,428 (-1.33%) Land $30,000 Building $151,428
2025	$1,748.00 Homeowner's exemption	$175,427	$183,877 Land $30,000 Building $153,877
2023	$2,182.00 (+4.3%) Homeowner's exemption	$165,517 (+3%)	$179,107 (+11.46%) Land $29,000 Building $150,107
2022	$2,092.00 Homeowner's exemption	$160,696 Land $24,000 Building $136,696	$160,696 Land $24,000 Building $136,696

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 832 Cinnamon Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (2004–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 832 Cinnamon Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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