831 Cinnamon Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 831 Cinnamon Dr, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,950 sqft · built 1981
Lot Size	0.201 acres (8,751 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (Apr 2020)
Tax Bill	$3,114 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-28-25-354590-001210`

Property Details

APN / Parcel Number

Primary APN	`25-28-25-354590-001210`
Alternative APN	`52825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,950 sqft Living Area
Gross Area	1,884 sqft
1st Floor Area	1,424 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,751 sqft (0.201 acres)
Lot Dimensions	125 ft deep x 70 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Porch	Florida Room
Porch Area	476 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	831 CINNAMON DR
City	WINTER HAVEN
State	FL
Zip	33880-1748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CINNAMON RIDGE PHASE TWO PB 70 PG 22 LOT 121
Legal Range	25E
Legal Township	28S
Legal Section	25
Legal Subdivision	CINNAMON RIDGE PHASE 2
Legal Phase	2
Legal Tract	354590
Legal Block	2
Legal Lot Number	121
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2006
Census Tract	13802

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	831 CINNAMON DR, WINTER HAVEN, FL 33880-1748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · FHA Mortgage TITAN MUTUAL LENDING INC
Apr 7, 2020	Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2020 · Amount on Record
Deed Sale	Apr 7, 2020 · Amount on Record
Deed Document Number	202074746
Deed Book / Page	11199 / 1898
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	831 CINNAMON DR, WINTER HAVEN, FL 33880-1748
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 CINNAMON DR, WINTER HAVEN, FL 33880-1748

Mortgage

Document Number	0000257102
Date	Sep 22, 2022
Book Page	12428/2087
Instrument	2022257102

Lender

Name	TITAN MUTUAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 7, 2020
Property Address	831 CINNAMON DR, WINTER HAVEN, FL 33880-1748
Document Number	0111991898
Book / Page	011199 / 001898
Instrument Date	Mar 27, 2020
Instrument	74746
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,393.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 CINNAMON DR WINTER HAVEN FL 338801748, WINTER HAVEN, FL 33880-1748

Mortgage

Document Number	111991900
Date	Apr 7, 2020
Book Page	011199/001900
Instrument	74747

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,377 (+8.1%) Land $30,000 Building $222,377	$252,377 (+0.31%) Land $30,000 Building $222,377
2025	$3,114.00 (-6.85%)	$233,467 (-4.65%)	$251,608 (+2.75%) Land $30,000 Building $221,608
2023	$3,343.00 (+10.11%)	$244,865 (+13.52%) Land $29,000 Building $215,865	$244,865 (+13.52%) Land $29,000 Building $215,865
2022	$3,036.00	$215,711 Land $24,000 Building $191,711	$215,711 Land $24,000 Building $191,711

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (2004–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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