832 4th St, Lancaster, OH 43130 Property Records

Fairfield County property record for 832 4th St, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,056 sqft · built 1900
Lot Size	0.124 acres (5,401 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,339 (2024)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jun 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`05-36066-600`

Property Details

APN / Parcel Number

Primary APN	`05-36066-600`
Alternative APN	`0612 00126`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	576 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1966
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,401 sqft (0.124 acres)
Lot Dimensions	135 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	114 sqft
Deck Area	96 sqft
Patio Area	573 sqft
Canopy	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	832 4TH ST
City	LANCASTER
State	OH
Zip	43130-4617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EYMANS 2ND ADD LOT 17
Legal Subdivision	EYMANS 2ND ADD
Legal Lot Number	17
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	2
Census Block	2012
Census Tract	32300

Owner

Source: Fairfield County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	832 4TH ST, LANCASTER, OH 43130-4617
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Survivorship Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jun 20, 2017	Intrafamily Transfer, Transfer · VA Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2022
Deed Sale	Jan 20, 2022
Prior Sale	Jun 20, 2017
Deed Document Number	20221561
Prior Transfer Date	May 30, 2017
Prior Transfer Doc	0000010976
Record Updated	Sep 20, 2026

January 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Jan 20, 2022
Property Address	832 4TH ST, LANCASTER, OH 43130-4617
Document Number	0000001561
Map Reference	MB 3 PG 19
Instrument Date	Jan 13, 2022
Instrument	202200001561
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	VALMER LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 6577, CAROL STREAM, IL 60197-6577

Mortgage

Document Number	0000001562
Date	Jan 20, 2022
Instrument	202200001562

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FAIRFIELD OH
Recording Date	Jun 20, 2017
Property Address	832 4TH ST, LANCASTER, OH 43130-4617
Document Number	0000010976
Book / Page	1740 / 3134
Map Reference	MB 003 PG 019
Instrument Date	May 30, 2017
Instrument	201700010976
Transaction Type	Transfer
Record Updated	Feb 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8534 E KEMPER RD, CINCINNATI, OH 45249-3701

Mortgage

Document Number	0000010977
Date	Jun 20, 2017
Instrument	201700010977

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,160 (+40.4%) Land $9,650 Building $42,510	$149,030 (+40.42%) Land $27,560 Building $121,470
2024	$3,339.00 (+141.96%)
2023	$1,380.00	$37,150 (-) Land $5,640 Building $31,510
2022		$37,150 Land $5,640 Building $31,510	$106,130 Land $16,110 Building $90,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	29 (1979–2019)
Claims Outside the SFHA	1 of 29
Most Recent Claim	Feb 2019 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims Severe Storms, Tornadoes & Flooding, Jun 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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