820 4th St, Lancaster, OH 43130 Property Records

Fairfield County property record for 820 4th St, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 986 sqft · built 1928
Lot Size	0.123 acres (5,358 sqft)
Owner	Individual Name on Record
Last Sale	$48,000 (Jun 2008)
Tax Bill	$1,322 (2023)
Deeds & Mortgages	Feb 2019 Construction Loan Nov 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`053-60663.00`

Property Details

APN / Parcel Number

Primary APN	`053-60663.00`
Alternative APN	`0612 00123`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	986 sqft Living Area
1st Floor Area	624 sqft
Basement Area	112 sqft
Unfinished Basement	112 sqft

Exterior

Year Built	Built 1928
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,358 sqft (0.123 acres)
Lot Dimensions	134 ft deep x 40 ft wide
Garage Type	Basement
Porch	Open Porch
Porch Area	168 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	0612 00123
Street Address	820 4TH ST
City	LANCASTER
State	OH
Zip	43130-4617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EYMANS 2ND ADD LOT 14
Legal Subdivision	EYMANS 2ND ADD
Legal Lot Number	14
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	2
Census Block	2012
Census Tract	32300

Owner

Source: Fairfield County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	14440N STATE ROUTE 664 S, LOGAN, OH 43138-9731
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2019	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Nov 10, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2008 · Amount on Record
Deed Sale	Jun 3, 2008 · Amount on Record
Prior Sale	Jun 3, 2008 · Amount on Record
Deed Document Number	0000010704
Last Transfer Date	Nov 10, 2020
Transfer Doc	0000025519
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	820 4TH ST, LANCASTER, OH 43130-4617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002158
Date	Feb 11, 2019
Book Page	1784/4232
Instrument	201900002158

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 30, 2049

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FAIRFIELD OH
Recording Date	Nov 10, 2020
Property Address	820 4TH ST, LANCASTER, OH 43130-4617
Document Number	0000025519
Map Reference	MB 3 PG 19
Instrument Date	Oct 19, 2020
Instrument	202000025519
Transaction Type	Transfer
Record Updated	Feb 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1500 SOLANA BLVD BLDG 1, 1, ROANOKE, TX 76262-1720

Mortgage

Document Number	0000025520
Date	Nov 10, 2020
Instrument	202000025520

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2030

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$59,210 (+66.27%) Land $9,650 Building $49,560	$169,170 (+66.29%) Land $27,560 Building $141,610
2023	$1,322.00	$35,610 (-) Land $5,640 Building $29,970
2022		$35,610 Land $5,640 Building $29,970	$101,730 Land $16,110 Building $85,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	29 (1979–2019)
Claims Outside the SFHA	1 of 29
Most Recent Claim	Feb 2019 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims Severe Storms, Tornadoes & Flooding, Jun 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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