8315 Smith Rd, Gaines, MI 48436 Property Records

Genesee County property record for 8315 Smith Rd, Gaines, MI 48436 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,854 sqft · built 1978
Lot Size30 acres (1,306,800 sqft)
Owner2 Individual Names on File
Last Sale$235,000 (Feb 2017)
Tax Bill$1,813 (2025)
Deeds & MortgagesApr 2021 Mortgage
Feb 2017 Sale
Flood ZoneZone X (minimal risk)
APN01-11-100-015

Property Details

APN / Parcel Number

Primary APN01-11-100-015

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,854 sqft Living Area
1st Floor Area1,256 sqft
Basement Area920 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleModular
Lot Area1,306,800 sqft (30 acres)
Garage Area654 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address8315 SMITH RD
CityGAINES
StateMI
Zip48436-9732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 290.4 FT OF W 795.3 FT OF N 1650 OF E 1/2 OF NW 1/4 & E 19 A OF N 5/8 OF E 1/2 OF NW 1/4 SEC 11 T5N R5E 30 A (17) FROM
Legal Range05E
Legal Township05N
Legal Section11
JurisdictionGENESEE MI
Township / Civil DivisionARGENTINE
Census Block Group1
Census Block1053
Census Tract13001

Owner

Source: Genesee County records · APN 01-11-100-015

Assessment roll updated October 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8315 SMITH RD, GAINES, MI 48436-9732
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE STATE BANK
Feb 26, 2017Warranty Deed, Transfer
SELECT TITLE INS AGENCY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 26, 2017 · Amount on Record
Deed SaleFeb 26, 2017 · Amount on Record
Prior SaleFeb 29, 2012 · Amount on Record
Deed Document Number201710965
Prior Transfer DateOct 17, 2012
Prior Transfer Doc0000081743
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address8315 SMITH RD, GAINES, MI 48436-9732
Transaction TypeMortgage
Record UpdatedOct 03, 2025
Title CompanyMASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000042508
DateApr 28, 2021
Instrument202104280042508
Lender
NameTHE STATE BANK
TypeBank
AddressFENTON, MI 48430
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 01, 2041

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateFeb 26, 2017
Property Address8315 SMITH RD, GAINES, MI 48436-9732
Document Number0000010965
Instrument DateDec 23, 2016
Instrument201702260010965
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanySELECT TITLE INS AGENCY

Transaction

AmountAmount Recorded
Tax$2,021.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12412 OLD CORUNNA RD, LENNON, MI 48449-9738
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionArgentine Township
Unified School DistrictSwartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,813.00 (-66.88%) Homeowner's exemption$267,200 (+6.97%)$534,400 (+6.97%)
2024$5,474.00 (+33.81%)
2023$249,800$499,600
2019$4,091.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Genesee County (26049C), updated February 19, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260490130011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Smith Rd

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